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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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HOME MORTGAGE RESOURCES
Mortgage Loans and Application Details
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| Mortgage Company Name |
HOME MORTGAGE RESOURCES |
| Address | 2076 S. EAGLE RD
MERIDIAN, ID 83642 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 597 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $101,995,000 |
| Average Mortgage Loan Amount Applied For | $157,863 |
| Highest Mortgage Loan Amount Applied For | $816,000 |
| Average Applicant Income | $89,045 |
| Highest Applicant Income | $804,000 |
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| Home Improvement |
1 | $84,000 |
$84,000 | $84,000 |
$27,000 | $27,000 |
| Home Purchase |
407 | $70,505,000 |
$173,000 | $816,000 |
$109,000 | $804,000 |
| Refinancing |
189 | $31,406,000 |
$166,000 | $650,000 |
$99,000 | $675,000 |
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| American Indian or Alaskan Native |
3 | $565,000 |
$188,000 | $328,000 |
$276,000 | $383,000 |
| Asian |
17 | $2,960,000 |
$174,000 | $396,000 |
$150,000 | $505,000 |
| Black or African American |
3 | $648,000 |
$216,000 | $296,000 |
$76,000 | $89,000 |
| Hispanic |
67 | $10,416,000 |
$155,000 | $369,000 |
$76,000 | $276,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $533,000 |
$133,000 | $182,000 |
$43,000 | $51,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
9 | $1,734,000 |
$192,000 | $340,000 |
$190,000 | $804,000 |
| White |
494 | $85,139,000 |
$172,000 | $816,000 |
$107,000 | $675,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
467 | $80,575,000 |
$172,000 | $816,000 |
$116,000 | $804,000 |
| FHA-insured (Federal Housing Administration) |
114 | $18,351,000 |
$160,000 | $280,000 |
$73,000 | $675,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
16 | $3,069,000 |
$191,000 | $296,000 |
$58,000 | $104,000 |
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| Application Approved But Not Accepted |
9 | $1,568,000 |
$174,000 | $345,000 |
$117,000 | $444,000 |
| Application Denied By Financial Institution |
2 | $297,000 |
$148,000 | $162,000 |
$23,000 | $25,000 |
| Application Withdrawn By Applicant |
6 | $581,000 |
$96,000 | $197,000 |
$54,000 | $120,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
580 | $99,549,000 |
$171,000 | $816,000 |
$107,000 | $804,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $162,000 |
$162,000 | $162,000 |
$21,000 | $21,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HOME MORTGAGE RESOURCES by:
Metropolitan Area And
County
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