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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HOME CAPITAL, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
HOME CAPITAL, INC. |
| Address | 5909 PEACHTREE-DUNWOODY ROAD NE, STE 100
ATLANTA, GA 30328 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 47,511 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,294,565,000 |
| Average Mortgage Loan Amount Applied For | $160,431 |
| Highest Mortgage Loan Amount Applied For | $7,200,000 |
| Average Applicant Income | $81,111 |
| Highest Applicant Income | $9,600,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
452 | $85,534,000 |
$189,000 | $1,600,000 |
$80,000 | $1,860,000 |
| Refinancing |
47,059 | $10,209,031,000 |
$216,000 | $7,200,000 |
$96,000 | $9,600,000 |
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| American Indian or Alaskan Native |
26 | $5,500,000 |
$211,000 | $1,500,000 |
$72,000 | $174,000 |
| Asian |
274 | $77,261,000 |
$281,000 | $1,280,000 |
$105,000 | $774,000 |
| Black or African American |
1,698 | $316,422,000 |
$186,000 | $1,600,000 |
$75,000 | $1,800,000 |
| Hispanic |
1,078 | $257,949,000 |
$239,000 | $5,000,000 |
$83,000 | $960,000 |
| Native Hawaiin or Other Pacific Islander |
98 | $26,971,000 |
$275,000 | $990,000 |
$92,000 | $600,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
28,896 | $6,223,925,000 |
$215,000 | $7,200,000 |
$100,000 | $9,600,000 |
| White |
15,441 | $3,386,537,000 |
$219,000 | $5,600,000 |
$93,000 | $5,976,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
47,511 | $10,294,565,000 |
$216,000 | $7,200,000 |
$96,000 | $9,600,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5,645 | $1,083,911,000 |
$192,000 | $4,740,000 |
$78,000 | $3,972,000 |
| Application Withdrawn By Applicant |
35,437 | $7,888,987,000 |
$222,000 | $5,600,000 |
$100,000 | $9,600,000 |
| File Closed For Incompleteness |
3,037 | $670,183,000 |
$220,000 | $7,200,000 |
$96,000 | $5,976,000 |
| Loan Originated |
3,392 | $651,484,000 |
$192,000 | $1,500,000 |
$83,000 | $840,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2,119 | $396,881,000 |
$187,000 | $2,510,000 |
$85,000 | $3,972,000 |
| Credit Application Incomplete |
65 | $14,243,000 |
$219,000 | $1,306,000 |
$99,000 | $528,000 |
| Credit History |
1,975 | $360,995,000 |
$182,000 | $4,740,000 |
$69,000 | $1,800,000 |
| Debt-To-Income Ratio |
649 | $135,764,000 |
$209,000 | $1,350,000 |
$59,000 | $432,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
705 | $150,559,000 |
$213,000 | $2,900,000 |
$99,000 | $3,724,000 |
| Unverifiable Information |
131 | $25,137,000 |
$191,000 | $770,000 |
$78,000 | $480,000 |
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Mortgage Loan App Totals for HOME CAPITAL, INC. by:
Metropolitan Area And
County
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