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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HOME FEDERAL S & L ASSN. OF CO
Mortgage Loans and Application Details
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| Mortgage Company Name |
HOME FEDERAL S & L ASSN. OF CO |
| Address | 100 EAST CLAY STREET
COLLINSVILLE, IL 62234 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 267 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $18,253,000 |
| Average Mortgage Loan Amount Applied For | $64,666 |
| Highest Mortgage Loan Amount Applied For | $580,000 |
| Average Applicant Income | $81,833 |
| Highest Applicant Income | $710,000 |
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| Home Improvement |
88 | $1,907,000 |
$21,000 | $110,000 |
$35,000 | $201,000 |
| Home Purchase |
129 | $11,465,000 |
$88,000 | $580,000 |
$41,000 | $710,000 |
| Refinancing |
50 | $4,881,000 |
$97,000 | $360,000 |
$63,000 | $201,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $56,000 |
$56,000 | $56,000 |
$40,000 | $40,000 |
| Black or African American |
2 | $157,000 |
$78,000 | $112,000 |
$41,000 | $58,000 |
| Hispanic |
20 | $1,013,000 |
$50,000 | $108,000 |
$38,000 | $60,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
121 | $4,726,000 |
$39,000 | $224,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
123 | $12,301,000 |
$100,000 | $580,000 |
$87,000 | $710,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
267 | $18,253,000 |
$68,000 | $580,000 |
$43,000 | $710,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $56,000 |
$56,000 | $56,000 |
$40,000 | $40,000 |
| Application Denied By Financial Institution |
1 | $72,000 |
$72,000 | $72,000 |
$33,000 | $33,000 |
| Application Withdrawn By Applicant |
3 | $119,000 |
$39,000 | $54,000 |
$43,000 | $51,000 |
| File Closed For Incompleteness |
1 | $110,000 |
$110,000 | $110,000 |
$31,000 | $31,000 |
| Loan Originated |
261 | $17,896,000 |
$68,000 | $580,000 |
$43,000 | $710,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $72,000 |
$72,000 | $72,000 |
$33,000 | $33,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HOME FEDERAL S & L ASSN. OF CO by:
Metropolitan Area And
County
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