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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HOME FEDERAL SAVINGS AND LOAN
Mortgage Loans and Application Details
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| Mortgage Company Name |
HOME FEDERAL SAVINGS AND LOAN |
| Address | 624 MARKET ST
SHREVEPORT, LA 71101 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 128 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,525,000 |
| Average Mortgage Loan Amount Applied For | $104,970 |
| Highest Mortgage Loan Amount Applied For | $360,000 |
| Average Applicant Income | $55,147 |
| Highest Applicant Income | $246,000 |
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| Home Improvement |
4 | $105,000 |
$26,000 | $55,000 |
$75,000 | $96,000 |
| Home Purchase |
123 | $13,951,000 |
$113,000 | $360,000 |
$59,000 | $193,000 |
| Refinancing |
20 | $1,528,000 |
$76,000 | $216,000 |
$99,000 | $246,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
9 | $805,000 |
$89,000 | $215,000 |
$58,000 | $111,000 |
| Hispanic |
20 | $1,786,000 |
$89,000 | $143,000 |
$45,000 | $89,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
60 | $6,155,000 |
$102,000 | $182,000 |
$50,000 | $115,000 |
| White |
58 | $6,838,000 |
$117,000 | $360,000 |
$88,000 | $246,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
92 | $10,269,000 |
$111,000 | $360,000 |
$77,000 | $246,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
55 | $5,315,000 |
$96,000 | $161,000 |
$45,000 | $70,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $90,000 |
$90,000 | $90,000 |
$45,000 | $45,000 |
| Application Denied By Financial Institution |
3 | $142,000 |
$47,000 | $100,000 |
$22,000 | $28,000 |
| Application Withdrawn By Applicant |
3 | $365,000 |
$121,000 | $180,000 |
$112,000 | $150,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
121 | $12,928,000 |
$106,000 | $360,000 |
$65,000 | $246,000 |
| Loan Purchased By The Institution |
19 | $2,059,000 |
$108,000 | $215,000 |
$60,000 | $139,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $142,000 |
$47,000 | $100,000 |
$22,000 | $28,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HOME FEDERAL SAVINGS AND LOAN by:
Metropolitan Area And
County
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