|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
HOME NATIONAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
HOME NATIONAL BANK |
| Address | 117 E MAIN ST
THORNTOWN, IN 46071 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 45 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,919,000 |
| Average Mortgage Loan Amount Applied For | $171,000 |
| Highest Mortgage Loan Amount Applied For | $640,000 |
| Average Applicant Income | $96,200 |
| Highest Applicant Income | $479,000 |
|
|
|
| Home Improvement |
2 | $145,000 |
$72,000 | $100,000 |
$109,000 | $138,000 |
| Home Purchase |
20 | $3,084,000 |
$154,000 | $640,000 |
$75,000 | $265,000 |
| Refinancing |
23 | $5,690,000 |
$247,000 | $593,000 |
$106,000 | $479,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $15,000 |
$15,000 | $15,000 |
$75,000 | $75,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $378,000 |
$189,000 | $316,000 |
$20,000 | $29,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
42 | $8,526,000 |
$203,000 | $640,000 |
$96,000 | $479,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
45 | $8,919,000 |
$198,000 | $640,000 |
$92,000 | $479,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $168,000 |
$168,000 | $168,000 |
$71,000 | $71,000 |
| Application Denied By Financial Institution |
3 | $203,000 |
$67,000 | $88,000 |
$41,000 | $83,000 |
| Application Withdrawn By Applicant |
1 | $640,000 |
$640,000 | $640,000 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
40 | $7,908,000 |
$197,000 | $593,000 |
$99,000 | $479,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $143,000 |
$71,000 | $88,000 |
$53,000 | $83,000 |
| Debt-To-Income Ratio |
1 | $60,000 |
$60,000 | $60,000 |
$17,000 | $17,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for HOME NATIONAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
