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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HOMEBANK OF ARKANSAS
Mortgage Loans and Application Details
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| Mortgage Company Name |
HOMEBANK OF ARKANSAS |
| Address | PO BOX 342
DAMASCUS, AR 72039 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 80 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,453,000 |
| Average Mortgage Loan Amount Applied For | $73,700 |
| Highest Mortgage Loan Amount Applied For | $565,000 |
| Average Applicant Income | $74,400 |
| Highest Applicant Income | $3,000,000 |
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| Home Improvement |
18 | $693,000 |
$38,000 | $140,000 |
$59,000 | $124,000 |
| Home Purchase |
37 | $3,030,000 |
$81,000 | $537,000 |
$55,000 | $184,000 |
| Refinancing |
25 | $1,730,000 |
$69,000 | $565,000 |
$176,000 | $3,000,000 |
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| American Indian or Alaskan Native |
1 | $30,000 |
$30,000 | $30,000 |
$39,000 | $39,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $16,000 |
$16,000 | $16,000 |
$80,000 | $80,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $785,000 |
$261,000 | $537,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
75 | $4,622,000 |
$61,000 | $565,000 |
$98,000 | $3,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
80 | $5,453,000 |
$68,000 | $565,000 |
$94,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $33,000 |
$33,000 | $33,000 |
$49,000 | $49,000 |
| Application Denied By Financial Institution |
9 | $459,000 |
$51,000 | $110,000 |
$32,000 | $44,000 |
| Application Withdrawn By Applicant |
3 | $61,000 |
$20,000 | $30,000 |
$32,000 | $40,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
67 | $4,900,000 |
$73,000 | $565,000 |
$105,000 | $3,000,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $205,000 |
$51,000 | $87,000 |
$39,000 | $44,000 |
| Debt-To-Income Ratio |
3 | $202,000 |
$67,000 | $110,000 |
$36,000 | $43,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $52,000 |
$26,000 | $38,000 |
$13,000 | $19,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HOMEBANK OF ARKANSAS by:
Metropolitan Area And
County
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