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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HOMESERVICES FINANCIAL, LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
HOMESERVICES FINANCIAL, LLC |
| Address | 13620 REESE BOULEVARD 135
HUNTERSVILLE, NC 28078 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,290 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $200,102,000 |
| Average Mortgage Loan Amount Applied For | $175,354 |
| Highest Mortgage Loan Amount Applied For | $1,519,000 |
| Average Applicant Income | $122,000 |
| Highest Applicant Income | $975,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
1,288 | $199,398,000 |
$154,000 | $1,519,000 |
$92,000 | $975,000 |
| Refinancing |
2 | $704,000 |
$352,000 | $376,000 |
$218,000 | $344,000 |
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| American Indian or Alaskan Native |
4 | $510,000 |
$127,000 | $189,000 |
$41,000 | $55,000 |
| Asian |
14 | $2,768,000 |
$197,000 | $412,000 |
$131,000 | $440,000 |
| Black or African American |
53 | $8,844,000 |
$166,000 | $805,000 |
$100,000 | $975,000 |
| Hispanic |
33 | $4,925,000 |
$149,000 | $384,000 |
$78,000 | $175,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $543,000 |
$135,000 | $269,000 |
$59,000 | $79,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
35 | $5,267,000 |
$150,000 | $496,000 |
$113,000 | $275,000 |
| White |
1,147 | $177,245,000 |
$154,000 | $1,519,000 |
$91,000 | $560,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,280 | $198,261,000 |
$154,000 | $1,519,000 |
$92,000 | $975,000 |
| FHA-insured (Federal Housing Administration) |
4 | $484,000 |
$121,000 | $146,000 |
$143,000 | $456,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
6 | $1,357,000 |
$226,000 | $326,000 |
$66,000 | $80,000 |
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| Application Approved But Not Accepted |
2 | $343,000 |
$171,000 | $288,000 |
$150,000 | $300,000 |
| Application Denied By Financial Institution |
6 | $762,000 |
$127,000 | $326,000 |
$77,000 | $174,000 |
| Application Withdrawn By Applicant |
28 | $2,923,000 |
$104,000 | $266,000 |
$70,000 | $216,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,254 | $196,074,000 |
$156,000 | $1,519,000 |
$92,000 | $975,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $180,000 |
$90,000 | $160,000 |
$65,000 | $65,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $79,000 |
$79,000 | $79,000 |
$174,000 | $174,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HOMESERVICES FINANCIAL, LLC by:
Metropolitan Area And
County
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