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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HOMESOUTH MORTGAGE COPR
Mortgage Loans and Application Details
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| Mortgage Company Name |
HOMESOUTH MORTGAGE COPR |
| Address | 13500 SUTTON PK DR S, SUITE 803
JACKSONVILLE, FL 32224 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,118 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $137,059,000 |
| Average Mortgage Loan Amount Applied For | $155,600 |
| Highest Mortgage Loan Amount Applied For | $1,732,000 |
| Average Applicant Income | $97,530 |
| Highest Applicant Income | $2,400,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
815 | $95,021,000 |
$116,000 | $980,000 |
$92,000 | $2,400,000 |
| Refinancing |
407 | $56,275,000 |
$138,000 | $1,732,000 |
$104,000 | $840,000 |
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| American Indian or Alaskan Native |
2 | $129,000 |
$64,000 | $80,000 |
$15,000 | $31,000 |
| Asian |
17 | $2,614,000 |
$153,000 | $644,000 |
$84,000 | $180,000 |
| Black or African American |
323 | $33,383,000 |
$103,000 | $960,000 |
$82,000 | $513,000 |
| Hispanic |
116 | $15,228,000 |
$131,000 | $624,000 |
$68,000 | $300,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $512,000 |
$102,000 | $318,000 |
$104,000 | $163,000 |
| Not applicable |
1 | $95,000 |
$95,000 | $95,000 |
$336,000 | $336,000 |
| Not Provided |
77 | $9,593,000 |
$124,000 | $881,000 |
$115,000 | $493,000 |
| White |
681 | $89,742,000 |
$131,000 | $1,732,000 |
$106,000 | $2,400,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,201 | $148,010,000 |
$123,000 | $1,732,000 |
$97,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) |
16 | $2,361,000 |
$147,000 | $340,000 |
$49,000 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
5 | $925,000 |
$185,000 | $290,000 |
$43,000 | $105,000 |
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| Application Approved But Not Accepted |
163 | $22,574,000 |
$138,000 | $1,442,000 |
$93,000 | $388,000 |
| Application Denied By Financial Institution |
149 | $16,623,000 |
$111,000 | $1,732,000 |
$85,000 | $385,000 |
| Application Withdrawn By Applicant |
53 | $5,409,000 |
$102,000 | $417,000 |
$92,000 | $438,000 |
| File Closed For Incompleteness |
67 | $8,157,000 |
$121,000 | $730,000 |
$91,000 | $463,000 |
| Loan Originated |
449 | $55,323,000 |
$123,000 | $1,235,000 |
$95,000 | $2,400,000 |
| Loan Purchased By The Institution |
341 | $43,210,000 |
$126,000 | $960,000 |
$105,000 | $713,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
30 | $5,086,000 |
$169,000 | $1,732,000 |
$119,000 | $385,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
27 | $2,577,000 |
$95,000 | $353,000 |
$55,000 | $144,000 |
| Debt-To-Income Ratio |
21 | $1,799,000 |
$85,000 | $426,000 |
$80,000 | $298,000 |
| Employment History |
2 | $245,000 |
$122,000 | $132,000 |
$83,000 | $112,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
11 | $1,201,000 |
$109,000 | $412,000 |
$81,000 | $175,000 |
| Unverifiable Information |
15 | $1,411,000 |
$94,000 | $280,000 |
$58,000 | $120,000 |
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Mortgage Loan App Totals for HOMESOUTH MORTGAGE COPR by:
Metropolitan Area And
County
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