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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HOMESTAR BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
HOMESTAR BANK |
| Address | 3 DIVERSATECH DRIVE
MANTENO, IL 60950 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,403 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $156,367,000 |
| Average Mortgage Loan Amount Applied For | $113,700 |
| Highest Mortgage Loan Amount Applied For | $1,025,000 |
| Average Applicant Income | $77,533 |
| Highest Applicant Income | $1,153,000 |
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| Home Improvement |
260 | $9,588,000 |
$36,000 | $350,000 |
$81,000 | $513,000 |
| Home Purchase |
697 | $89,892,000 |
$128,000 | $1,025,000 |
$75,000 | $775,000 |
| Refinancing |
450 | $57,542,000 |
$127,000 | $932,000 |
$73,000 | $1,153,000 |
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| American Indian or Alaskan Native |
2 | $327,000 |
$163,000 | $205,000 |
$64,000 | $76,000 |
| Asian |
9 | $2,417,000 |
$268,000 | $860,000 |
$196,000 | $579,000 |
| Black or African American |
38 | $5,194,000 |
$136,000 | $780,000 |
$66,000 | $360,000 |
| Hispanic |
47 | $5,020,000 |
$106,000 | $460,000 |
$54,000 | $177,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $166,000 |
$166,000 | $166,000 |
$75,000 | $75,000 |
| Not applicable |
15 | $2,520,000 |
$168,000 | $1,025,000 |
$52,000 | $247,000 |
| Not Provided |
4 | $468,000 |
$117,000 | $324,000 |
$137,000 | $174,000 |
| White |
1,291 | $140,910,000 |
$109,000 | $932,000 |
$75,000 | $1,153,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,364 | $150,903,000 |
$110,000 | $1,025,000 |
$76,000 | $1,153,000 |
| FHA-insured (Federal Housing Administration) |
30 | $4,103,000 |
$136,000 | $238,000 |
$66,000 | $101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $191,000 |
$95,000 | $130,000 |
$39,000 | $45,000 |
| VA-guaranteed (Veterans Administration) |
11 | $1,825,000 |
$165,000 | $321,000 |
$68,000 | $144,000 |
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| Application Approved But Not Accepted |
81 | $11,802,000 |
$145,000 | $780,000 |
$79,000 | $450,000 |
| Application Denied By Financial Institution |
52 | $5,274,000 |
$101,000 | $350,000 |
$52,000 | $143,000 |
| Application Withdrawn By Applicant |
88 | $13,397,000 |
$152,000 | $520,000 |
$75,000 | $250,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,186 | $126,549,000 |
$106,000 | $1,025,000 |
$76,000 | $1,153,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HOMESTAR BANK by:
Metropolitan Area And
County
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