|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
HOMETOWN BANK, N.A.
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
HOMETOWN BANK, N.A. |
| Address | 312 WEST CENTRAL
CARTHAGE, MO 64836 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 665 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $62,184,000 |
| Average Mortgage Loan Amount Applied For | $110,478 |
| Highest Mortgage Loan Amount Applied For | $750,000 |
| Average Applicant Income | $104,652 |
| Highest Applicant Income | $900,000 |
|
|
|
| Home Improvement |
37 | $641,000 |
$17,000 | $130,000 |
$76,000 | $900,000 |
| Home Purchase |
409 | $36,513,000 |
$89,000 | $714,000 |
$57,000 | $418,000 |
| Refinancing |
219 | $25,030,000 |
$114,000 | $750,000 |
$78,000 | $300,000 |
|
|
| American Indian or Alaskan Native |
6 | $584,000 |
$97,000 | $189,000 |
$60,000 | $79,000 |
| Asian |
4 | $584,000 |
$146,000 | $213,000 |
$67,000 | $92,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
46 | $3,057,000 |
$66,000 | $152,000 |
$42,000 | $126,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $324,000 |
$81,000 | $109,000 |
$26,000 | $34,000 |
| Not applicable |
42 | $3,046,000 |
$72,000 | $305,000 |
$133,000 | $418,000 |
| Not Provided |
4 | $194,000 |
$48,000 | $152,000 |
$49,000 | $81,000 |
| White |
559 | $54,395,000 |
$97,000 | $750,000 |
$62,000 | $900,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
662 | $61,820,000 |
$93,000 | $750,000 |
$65,000 | $900,000 |
| FHA-insured (Federal Housing Administration) |
1 | $79,000 |
$79,000 | $79,000 |
$29,000 | $29,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
2 | $285,000 |
$142,000 | $144,000 |
$67,000 | $86,000 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
56 | $4,861,000 |
$86,000 | $714,000 |
$58,000 | $270,000 |
| Application Withdrawn By Applicant |
29 | $2,666,000 |
$91,000 | $227,000 |
$58,000 | $300,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
580 | $54,657,000 |
$94,000 | $750,000 |
$66,000 | $900,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
4 | $551,000 |
$137,000 | $385,000 |
$112,000 | $270,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
27 | $1,859,000 |
$68,000 | $227,000 |
$44,000 | $110,000 |
| Debt-To-Income Ratio |
8 | $1,279,000 |
$159,000 | $714,000 |
$65,000 | $156,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
11 | $739,000 |
$67,000 | $79,000 |
$73,000 | $78,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $378,000 |
$75,000 | $107,000 |
$36,000 | $62,000 |
| Unverifiable Information |
1 | $55,000 |
$55,000 | $55,000 |
$137,000 | $137,000 |
|
Mortgage Loan App Totals for HOMETOWN BANK, N.A. by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
