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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HOMETOWN NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
HOMETOWN NATIONAL BANK |
| Address | PO BOX 1639
LONGVIEW, WA 98632 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 12 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $920,000 |
| Average Mortgage Loan Amount Applied For | $89,000 |
| Highest Mortgage Loan Amount Applied For | $200,000 |
| Average Applicant Income | $123,750 |
| Highest Applicant Income | $337,000 |
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| Home Improvement |
2 | $75,000 |
$37,000 | $55,000 |
$44,000 | $89,000 |
| Home Purchase |
5 | $415,000 |
$83,000 | $200,000 |
$129,000 | $337,000 |
| Refinancing |
5 | $430,000 |
$86,000 | $198,000 |
$42,000 | $72,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $20,000 |
$20,000 | $20,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
11 | $900,000 |
$81,000 | $200,000 |
$86,000 | $337,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
12 | $920,000 |
$76,000 | $200,000 |
$79,000 | $337,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $157,000 |
$78,000 | $150,000 |
$50,000 | $72,000 |
| Application Withdrawn By Applicant |
3 | $320,000 |
$106,000 | $200,000 |
$34,000 | $102,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
7 | $443,000 |
$63,000 | $198,000 |
$106,000 | $337,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $150,000 |
$150,000 | $150,000 |
$72,000 | $72,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $7,000 |
$7,000 | $7,000 |
$29,000 | $29,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HOMETOWN NATIONAL BANK by:
Metropolitan Area And
County
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