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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HOMETRUST MORTGAGE COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
HOMETRUST MORTGAGE COMPANY |
| Address | 5353 ALABAMA, SUITE 500
HOUSTON, TX 77056 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 4,605 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $636,263,000 |
| Average Mortgage Loan Amount Applied For | $133,763 |
| Highest Mortgage Loan Amount Applied For | $1,417,000 |
| Average Applicant Income | $107,141 |
| Highest Applicant Income | $1,749,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
4,754 | $645,271,000 |
$135,000 | $1,760,000 |
$93,000 | $1,749,000 |
| Refinancing |
443 | $77,273,000 |
$174,000 | $1,250,000 |
$103,000 | $960,000 |
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| American Indian or Alaskan Native |
14 | $1,920,000 |
$137,000 | $452,000 |
$80,000 | $147,000 |
| Asian |
243 | $37,887,000 |
$155,000 | $1,000,000 |
$96,000 | $480,000 |
| Black or African American |
211 | $27,948,000 |
$132,000 | $800,000 |
$77,000 | $813,000 |
| Hispanic |
760 | $94,995,000 |
$124,000 | $1,417,000 |
$78,000 | $1,502,000 |
| Native Hawaiin or Other Pacific Islander |
25 | $2,982,000 |
$119,000 | $342,000 |
$78,000 | $176,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
3,944 | $556,812,000 |
$141,000 | $1,760,000 |
$98,000 | $1,749,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
4,287 | $608,186,000 |
$141,000 | $1,760,000 |
$101,000 | $1,749,000 |
| FHA-insured (Federal Housing Administration) |
714 | $83,916,000 |
$117,000 | $224,000 |
$57,000 | $935,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
196 | $30,442,000 |
$155,000 | $334,000 |
$67,000 | $184,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
99 | $9,335,000 |
$94,000 | $208,000 |
$45,000 | $540,000 |
| Application Withdrawn By Applicant |
1,074 | $173,024,000 |
$161,000 | $1,760,000 |
$87,000 | $1,241,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
4,024 | $540,185,000 |
$134,000 | $1,417,000 |
$97,000 | $1,749,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $70,000 |
$70,000 | $70,000 |
$75,000 | $75,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
45 | $3,925,000 |
$87,000 | $204,000 |
$48,000 | $540,000 |
| Debt-To-Income Ratio |
11 | $1,077,000 |
$97,000 | $184,000 |
$34,000 | $74,000 |
| Employment History |
3 | $198,000 |
$66,000 | $89,000 |
$19,000 | $32,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
1 | $45,000 |
$45,000 | $45,000 |
$0 | $0 |
| Other |
3 | $281,000 |
$93,000 | $181,000 |
$32,000 | $50,000 |
| Unverifiable Information |
1 | $60,000 |
$60,000 | $60,000 |
$0 | $0 |
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Mortgage Loan App Totals for HOMETRUST MORTGAGE COMPANY by:
Metropolitan Area And
County
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