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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HONOLULU CITY & COUNTY EFCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
HONOLULU CITY & COUNTY EFCU |
| Address | 832 SOUTH HOTEL STREET
HONOLULU, HI 96813 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 135 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $23,935,000 |
| Average Mortgage Loan Amount Applied For | $172,000 |
| Highest Mortgage Loan Amount Applied For | $688,000 |
| Average Applicant Income | $78,500 |
| Highest Applicant Income | $280,000 |
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| Home Improvement |
63 | $4,810,000 |
$76,000 | $537,000 |
$76,000 | $280,000 |
| Home Purchase |
14 | $3,401,000 |
$242,000 | $472,000 |
$91,000 | $197,000 |
| Refinancing |
62 | $16,764,000 |
$270,000 | $688,000 |
$97,000 | $231,000 |
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| American Indian or Alaskan Native |
1 | $200,000 |
$200,000 | $200,000 |
$188,000 | $188,000 |
| Asian |
98 | $19,399,000 |
$197,000 | $688,000 |
$90,000 | $280,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $330,000 |
$330,000 | $330,000 |
$80,000 | $80,000 |
| Native Hawaiin or Other Pacific Islander |
14 | $943,000 |
$67,000 | $250,000 |
$59,000 | $127,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
25 | $4,103,000 |
$164,000 | $460,000 |
$88,000 | $231,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
139 | $24,975,000 |
$179,000 | $688,000 |
$87,000 | $280,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $317,000 |
$105,000 | $121,000 |
$67,000 | $90,000 |
| Application Denied By Financial Institution |
9 | $821,000 |
$91,000 | $350,000 |
$55,000 | $117,000 |
| Application Withdrawn By Applicant |
20 | $5,969,000 |
$298,000 | $688,000 |
$85,000 | $186,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
107 | $17,868,000 |
$166,000 | $680,000 |
$90,000 | $280,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $50,000 |
$50,000 | $50,000 |
$86,000 | $86,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $160,000 |
$80,000 | $150,000 |
$46,000 | $54,000 |
| Debt-To-Income Ratio |
6 | $611,000 |
$101,000 | $350,000 |
$52,000 | $117,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HONOLULU CITY & COUNTY EFCU by:
Metropolitan Area And
County
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