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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HORICON BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
HORICON BANK |
| Address | 326 E. LAKE STREET
HORICON, WI 53032 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 421 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $42,769,000 |
| Average Mortgage Loan Amount Applied For | $120,178 |
| Highest Mortgage Loan Amount Applied For | $1,646,000 |
| Average Applicant Income | $100,321 |
| Highest Applicant Income | $703,000 |
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| Home Improvement |
109 | $6,915,000 |
$63,000 | $1,646,000 |
$62,000 | $352,000 |
| Home Purchase |
206 | $23,456,000 |
$113,000 | $392,000 |
$65,000 | $477,000 |
| Refinancing |
106 | $12,398,000 |
$116,000 | $690,000 |
$68,000 | $703,000 |
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| American Indian or Alaskan Native |
1 | $18,000 |
$18,000 | $18,000 |
$36,000 | $36,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
14 | $614,000 |
$43,000 | $118,000 |
$37,000 | $65,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
21 | $1,904,000 |
$90,000 | $280,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
385 | $40,233,000 |
$104,000 | $1,646,000 |
$70,000 | $703,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
417 | $42,305,000 |
$101,000 | $1,646,000 |
$65,000 | $703,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
4 | $464,000 |
$116,000 | $164,000 |
$57,000 | $98,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $513,000 |
$102,000 | $193,000 |
$65,000 | $86,000 |
| Application Denied By Financial Institution |
22 | $2,642,000 |
$120,000 | $360,000 |
$43,000 | $94,000 |
| Application Withdrawn By Applicant |
2 | $109,000 |
$54,000 | $82,000 |
$35,000 | $42,000 |
| File Closed For Incompleteness |
1 | $366,000 |
$366,000 | $366,000 |
$186,000 | $186,000 |
| Loan Originated |
391 | $39,139,000 |
$100,000 | $1,646,000 |
$66,000 | $703,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HORICON BANK by:
Metropolitan Area And
County
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