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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HORIZON UTA CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
HORIZON UTA CREDIT UNION |
| Address | 225 SOUTH 200 WEST
FARMINGTON, UT 84025 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 125 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,189,000 |
| Average Mortgage Loan Amount Applied For | $44,600 |
| Highest Mortgage Loan Amount Applied For | $197,000 |
| Average Applicant Income | $54,600 |
| Highest Applicant Income | $185,000 |
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| Home Improvement |
31 | $1,030,000 |
$33,000 | $125,000 |
$76,000 | $148,000 |
| Home Purchase |
12 | $1,048,000 |
$87,000 | $197,000 |
$50,000 | $113,000 |
| Refinancing |
82 | $4,111,000 |
$50,000 | $172,000 |
$75,000 | $185,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
5 | $286,000 |
$57,000 | $160,000 |
$61,000 | $80,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
120 | $5,903,000 |
$49,000 | $197,000 |
$74,000 | $185,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
125 | $6,189,000 |
$49,000 | $197,000 |
$73,000 | $185,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
19 | $782,000 |
$41,000 | $143,000 |
$62,000 | $100,000 |
| Application Withdrawn By Applicant |
15 | $856,000 |
$57,000 | $133,000 |
$77,000 | $115,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
91 | $4,551,000 |
$50,000 | $197,000 |
$75,000 | $185,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $30,000 |
$15,000 | $20,000 |
$68,000 | $70,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
11 | $349,000 |
$31,000 | $100,000 |
$67,000 | $100,000 |
| Debt-To-Income Ratio |
6 | $403,000 |
$67,000 | $143,000 |
$52,000 | $73,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HORIZON UTA CREDIT UNION by:
Metropolitan Area And
County
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