|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
HUDSON CITY SAVINGS BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
HUDSON CITY SAVINGS BANK |
| Address | West 80 Century Road
Paramus, NJ 07652 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 17,994 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,725,885,000 |
| Average Mortgage Loan Amount Applied For | $399,527 |
| Highest Mortgage Loan Amount Applied For | $2,342,000 |
| Average Applicant Income | $113,342 |
| Highest Applicant Income | $7,526,000 |
|
|
|
| Home Improvement (one-to-four family) |
1,089 | $35,576,000 |
$32,000 | $200,000 |
$76,000 | $840,000 |
| Home Purchase (one-to-four family) |
4,482 | $1,607,589,000 |
$425,516 | $2,342,000 |
$148,000 | $4,745,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
12,423 | $4,082,720,000 |
$452,545 | $2,000,000 |
$128,939 | $7,526,000 |
|
|
| American Indian or Alaskan Native |
27 | $5,159,000 |
$332,500 | $600,000 |
$138,500 | $420,000 |
| Asian or Pacific Islander |
1,625 | $460,531,000 |
$450,384 | $1,550,000 |
$166,846 | $1,850,000 |
| Black |
299 | $70,644,000 |
$345,818 | $1,950,000 |
$108,909 | $7,526,000 |
| Hispanic |
493 | $109,458,000 |
$354,076 | $845,000 |
$169,230 | $1,224,000 |
| Information not provided by applicant in mail or telephone application |
3,676 | $1,696,058,000 |
$459,419 | $2,342,000 |
$70,193 | $2,241,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
220 | $94,194,000 |
$472,111 | $996,000 |
$204,333 | $1,150,000 |
| White |
11,654 | $3,289,841,000 |
$427,600 | $2,000,000 |
$190,228 | $4,745,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
17,797 | $5,688,731,000 |
$448,805 | $2,342,000 |
$152,444 | $7,526,000 |
| FHA-insured (Federal Housing Administration) |
196 | $36,989,000 |
$188,000 | $481,000 |
$53,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $165,000 |
$165,000 | $165,000 |
$59,000 | $59,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
391 | $92,611,000 |
$236,000 | $1,550,000 |
$119,000 | $1,100,000 |
| Application Denied By Financial Institution |
554 | $82,352,000 |
$148,000 | $925,000 |
$83,000 | $840,000 |
| Application Withdrawn By Applicant |
255 | $59,157,000 |
$231,000 | $1,440,000 |
$133,000 | $2,000,000 |
| File Closed For Incompleteness |
156 | $30,437,000 |
$195,000 | $1,000,000 |
$124,000 | $1,540,000 |
| Loan Originated |
9,344 | $2,248,379,000 |
$403,000 | $2,000,000 |
$168,500 | $7,526,000 |
| Loan Purchased By The Institution |
7,294 | $3,212,949,000 |
$450,111 | $2,342,000 |
$151,638 | $4,745,000 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $30,000 |
$30,000 | $30,000 |
$69,000 | $69,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for HUDSON CITY SAVINGS BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
