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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HUDSON VALLEY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
HUDSON VALLEY BANK |
| Address | 21 SCARSDALE ROAD
YONKERS, NY 10707 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 92 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $51,490,000 |
| Average Mortgage Loan Amount Applied For | $743,222 |
| Highest Mortgage Loan Amount Applied For | $6,000,000 |
| Average Applicant Income | $394,000 |
| Highest Applicant Income | $7,973,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
42 | $29,347,000 |
$698,000 | $6,000,000 |
$341,000 | $7,973,000 |
| Refinancing |
50 | $22,143,000 |
$442,000 | $3,000,000 |
$437,000 | $5,112,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $628,000 |
$314,000 | $568,000 |
$1,001,000 | $1,957,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
32 | $23,981,000 |
$749,000 | $3,000,000 |
$2,000 | $86,000 |
| Not Provided |
57 | $26,306,000 |
$461,000 | $6,000,000 |
$595,000 | $7,973,000 |
| White |
1 | $575,000 |
$575,000 | $575,000 |
$185,000 | $185,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
92 | $51,490,000 |
$559,000 | $6,000,000 |
$393,000 | $7,973,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $1,179,000 |
$235,000 | $650,000 |
$26,000 | $86,000 |
| Application Withdrawn By Applicant |
31 | $23,764,000 |
$766,000 | $6,000,000 |
$330,000 | $7,973,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
56 | $26,547,000 |
$474,000 | $1,975,000 |
$461,000 | $5,112,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HUDSON VALLEY BANK by:
Metropolitan Area And
County
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