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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HUNTINGDON VALLEY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
HUNTINGDON VALLEY BANK |
| Address | 2617 HUNTINGDON PIKE HUNTINGDON VALLEY, PA 19006 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 281 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $29,056,000 |
| Average Mortgage Loan Amount Applied For | $117,800 |
| Highest Mortgage Loan Amount Applied For | $830,000 |
| Average Applicant Income | $84,400 |
| Highest Applicant Income | $698,000 |
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| Home Improvement |
73 | $4,037,000 |
$55,000 | $375,000 |
$32,000 | $698,000 |
| Home Purchase |
129 | $17,498,000 |
$135,000 | $668,000 |
$62,000 | $350,000 |
| Refinancing |
79 | $7,521,000 |
$95,000 | $830,000 |
$39,000 | $540,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $169,000 |
$56,000 | $77,000 |
$134,000 | $240,000 |
| Black or African American |
25 | $3,156,000 |
$126,000 | $250,000 |
$50,000 | $149,000 |
| Hispanic |
66 | $6,916,000 |
$104,000 | $238,000 |
$37,000 | $96,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $44,000 |
$44,000 | $44,000 |
$339,000 | $339,000 |
| Not Provided |
19 | $1,777,000 |
$93,000 | $500,000 |
$58,000 | $350,000 |
| White |
167 | $16,994,000 |
$101,000 | $830,000 |
$48,000 | $698,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
235 | $24,282,000 |
$103,000 | $830,000 |
$50,000 | $698,000 |
| FHA-insured (Federal Housing Administration) |
45 | $4,605,000 |
$102,000 | $238,000 |
$35,000 | $80,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $169,000 |
$169,000 | $169,000 |
$54,000 | $54,000 |
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| Application Approved But Not Accepted |
4 | $211,000 |
$52,000 | $123,000 |
$32,000 | $129,000 |
| Application Denied By Financial Institution |
6 | $291,000 |
$48,000 | $75,000 |
$186,000 | $698,000 |
| Application Withdrawn By Applicant |
21 | $1,942,000 |
$92,000 | $235,000 |
$51,000 | $194,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
250 | $26,612,000 |
$106,000 | $830,000 |
$45,000 | $540,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $135,000 |
$67,000 | $75,000 |
$399,000 | $698,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $56,000 |
$28,000 | $32,000 |
$68,000 | $72,000 |
| Debt-To-Income Ratio |
2 | $100,000 |
$50,000 | $60,000 |
$93,000 | $125,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HUNTINGDON VALLEY BANK by:
Metropolitan Area And
County
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