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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HUNTINGTON AREA POSTAL FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
HUNTINGTON AREA POSTAL FCU |
| Address | P O BOX 9408
HUNTINGTON, WV 25704 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 81 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,026,000 |
| Average Mortgage Loan Amount Applied For | $48,750 |
| Highest Mortgage Loan Amount Applied For | $191,000 |
| Average Applicant Income | $56,000 |
| Highest Applicant Income | $137,000 |
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| Home Improvement |
35 | $177,000 |
$5,000 | $16,000 |
$39,000 | $80,000 |
| Home Purchase |
19 | $1,115,000 |
$58,000 | $186,000 |
$62,000 | $180,000 |
| Refinancing |
73 | $3,746,000 |
$51,000 | $191,000 |
$50,000 | $137,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $179,000 |
$179,000 | $179,000 |
$100,000 | $100,000 |
| Black or African American |
2 | $75,000 |
$37,000 | $42,000 |
$51,000 | $58,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
124 | $4,784,000 |
$38,000 | $191,000 |
$48,000 | $180,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
127 | $5,038,000 |
$39,000 | $191,000 |
$49,000 | $180,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
2 | $112,000 |
$56,000 | $72,000 |
$76,000 | $84,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
125 | $4,926,000 |
$39,000 | $191,000 |
$48,000 | $180,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HUNTINGTON AREA POSTAL FCU by:
Metropolitan Area And
County
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