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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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IBEX NETWORKS, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
IBEX NETWORKS, INC. |
| Address | 601 N. PARKCENTER DR. #208
SANTA ANA, CA 92705 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 261 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $54,684,000 |
| Average Mortgage Loan Amount Applied For | $189,891 |
| Highest Mortgage Loan Amount Applied For | $750,000 |
| Average Applicant Income | $80,540 |
| Highest Applicant Income | $360,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
149 | $27,580,000 |
$163,333 | $749,000 |
$71,000 | $198,000 |
| Refinancing |
131 | $31,263,000 |
$216,333 | $750,000 |
$79,666 | $360,000 |
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| American Indian or Alaskan Native |
2 | $752,000 |
$376,000 | $452,000 |
$115,000 | $182,000 |
| Asian |
11 | $2,712,000 |
$246,000 | $405,000 |
$77,000 | $111,000 |
| Black or African American |
34 | $4,325,000 |
$133,166 | $351,000 |
$48,333 | $224,000 |
| Hispanic |
120 | $26,031,000 |
$199,500 | $750,000 |
$84,500 | $360,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $76,000 |
$76,000 | $76,000 |
$36,000 | $36,000 |
| White |
112 | $24,947,000 |
$211,833 | $750,000 |
$85,166 | $264,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
272 | $57,267,000 |
$181,500 | $750,000 |
$71,750 | $360,000 |
| FHA-insured (Federal Housing Administration) |
8 | $1,576,000 |
$197,000 | $281,000 |
$56,000 | $82,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
36 | $6,880,000 |
$142,800 | $600,000 |
$56,800 | $198,000 |
| Application Withdrawn By Applicant |
128 | $27,045,000 |
$220,000 | $750,000 |
$79,333 | $264,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
116 | $24,918,000 |
$207,400 | $750,000 |
$80,600 | $360,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $647,000 |
$196,500 | $375,000 |
$60,000 | $78,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
20 | $3,623,000 |
$162,000 | $600,000 |
$58,750 | $190,000 |
| Debt-To-Income Ratio |
2 | $246,000 |
$123,000 | $144,000 |
$63,000 | $107,000 |
| Employment History |
1 | $190,000 |
$190,000 | $190,000 |
$60,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $117,000 |
$58,000 | $94,000 |
$53,000 | $53,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $200,000 |
$200,000 | $200,000 |
$46,000 | $46,000 |
| Unverifiable Information |
4 | $1,284,000 |
$344,000 | $480,000 |
$151,500 | $198,000 |
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Mortgage Loan App Totals for IBEX NETWORKS, INC. by:
Metropolitan Area And
County
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