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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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IH MISSISSIPPI VALLEY CREDIT U
Mortgage Loans and Application Details
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| Mortgage Company Name |
IH MISSISSIPPI VALLEY CREDIT U |
| Address | 2121 47TH STREET
MOLINE, IL 61265 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,295 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $81,482,000 |
| Average Mortgage Loan Amount Applied For | $75,500 |
| Highest Mortgage Loan Amount Applied For | $680,000 |
| Average Applicant Income | $59,250 |
| Highest Applicant Income | $335,000 |
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| Home Improvement |
430 | $5,101,000 |
$11,000 | $125,000 |
$59,000 | $200,000 |
| Home Purchase |
576 | $52,798,000 |
$91,000 | $400,000 |
$48,000 | $335,000 |
| Refinancing |
289 | $23,583,000 |
$81,000 | $680,000 |
$51,000 | $334,000 |
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| American Indian or Alaskan Native |
2 | $142,000 |
$71,000 | $72,000 |
$21,000 | $23,000 |
| Asian |
10 | $2,107,000 |
$210,000 | $680,000 |
$125,000 | $335,000 |
| Black or African American |
11 | $695,000 |
$63,000 | $172,000 |
$40,000 | $80,000 |
| Hispanic |
126 | $5,648,000 |
$44,000 | $280,000 |
$37,000 | $96,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
1,146 | $72,890,000 |
$63,000 | $414,000 |
$54,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,295 | $81,482,000 |
$62,000 | $680,000 |
$53,000 | $335,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
190 | $14,404,000 |
$75,000 | $199,000 |
$39,000 | $151,000 |
| Application Withdrawn By Applicant |
317 | $28,720,000 |
$90,000 | $680,000 |
$53,000 | $335,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
788 | $38,358,000 |
$48,000 | $414,000 |
$56,000 | $200,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
5 | $333,000 |
$66,000 | $90,000 |
$42,000 | $58,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
93 | $6,971,000 |
$74,000 | $180,000 |
$39,000 | $99,000 |
| Debt-To-Income Ratio |
79 | $6,201,000 |
$78,000 | $199,000 |
$38,000 | $151,000 |
| Employment History |
4 | $226,000 |
$56,000 | $80,000 |
$29,000 | $49,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $251,000 |
$62,000 | $97,000 |
$32,000 | $40,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $422,000 |
$84,000 | $112,000 |
$52,000 | $72,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for IH MISSISSIPPI VALLEY CREDIT U by:
Metropolitan Area And
County
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