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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ILLINOIS SERVICE FEDERAL
Mortgage Loans and Application Details
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| Mortgage Company Name |
ILLINOIS SERVICE FEDERAL |
| Address | 4619 SOUTH KING DRIVE
CHICAGO, IL 60653 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 90 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,720,000 |
| Average Mortgage Loan Amount Applied For | $136,500 |
| Highest Mortgage Loan Amount Applied For | $519,000 |
| Average Applicant Income | $87,000 |
| Highest Applicant Income | $137,000 |
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| Home Improvement |
2 | $25,000 |
$12,000 | $15,000 |
$61,000 | $80,000 |
| Home Purchase |
29 | $4,312,000 |
$148,000 | $425,000 |
$58,000 | $183,000 |
| Refinancing |
72 | $9,160,000 |
$127,000 | $519,000 |
$58,000 | $136,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
98 | $12,864,000 |
$131,000 | $519,000 |
$60,000 | $183,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $125,000 |
$62,000 | $85,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
3 | $508,000 |
$169,000 | $330,000 |
$56,000 | $74,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
103 | $13,497,000 |
$131,000 | $519,000 |
$58,000 | $183,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
22 | $2,929,000 |
$133,000 | $330,000 |
$50,000 | $125,000 |
| Application Withdrawn By Applicant |
14 | $2,508,000 |
$179,000 | $425,000 |
$76,000 | $183,000 |
| File Closed For Incompleteness |
3 | $276,000 |
$92,000 | $100,000 |
$59,000 | $72,000 |
| Loan Originated |
64 | $7,784,000 |
$121,000 | $519,000 |
$57,000 | $136,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
2 | $295,000 |
$147,000 | $200,000 |
$33,000 | $35,000 |
| Credit History |
10 | $1,407,000 |
$140,000 | $330,000 |
$54,000 | $125,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
10 | $1,227,000 |
$122,000 | $300,000 |
$50,000 | $85,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ILLINOIS SERVICE FEDERAL by:
Metropolitan Area And
County
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