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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ILWU CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
ILWU CREDIT UNION |
| Address | 1134 N. AVALON BLVD; P.O. BOX 445
WILMINGTON, CA 90748 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 56 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,214,000 |
| Average Mortgage Loan Amount Applied For | $119,833 |
| Highest Mortgage Loan Amount Applied For | $593,000 |
| Average Applicant Income | $159,666 |
| Highest Applicant Income | $522,000 |
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| Home Improvement |
30 | $4,386,000 |
$146,000 | $593,000 |
$152,000 | $404,000 |
| Home Purchase |
5 | $734,000 |
$146,000 | $314,000 |
$87,000 | $117,000 |
| Refinancing |
21 | $4,094,000 |
$194,000 | $441,000 |
$133,000 | $522,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
17 | $2,755,000 |
$162,000 | $441,000 |
$135,000 | $522,000 |
| Hispanic |
24 | $4,128,000 |
$172,000 | $591,000 |
$128,000 | $404,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $380,000 |
$380,000 | $380,000 |
$109,000 | $109,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
14 | $1,951,000 |
$139,000 | $593,000 |
$163,000 | $337,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
56 | $9,214,000 |
$164,000 | $593,000 |
$139,000 | $522,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $1,914,000 |
$239,000 | $441,000 |
$157,000 | $404,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
48 | $7,300,000 |
$152,000 | $593,000 |
$136,000 | $522,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ILWU CREDIT UNION by:
Metropolitan Area And
County
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