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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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IMPERIAL CAPITAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
IMPERIAL CAPITAL BANK |
| Address | 500 NORTH BRAND BLVD, SUITE 2300
GLENDALE, CA 91203-1240 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,566 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,373,912,000 |
| Average Mortgage Loan Amount Applied For | $920,376 |
| Highest Mortgage Loan Amount Applied For | $19,200,000 |
| Average Applicant Income | $1,275 |
| Highest Applicant Income | $256,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
841 | $732,801,000 |
$871,000 | $19,200,000 |
$1,000 | $179,000 |
| Refinancing |
725 | $641,111,000 |
$884,000 | $8,300,000 |
$1,000 | $256,000 |
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| American Indian or Alaskan Native |
1 | $700,000 |
$700,000 | $700,000 |
$0 | $0 |
| Asian |
37 | $24,612,000 |
$665,000 | $5,500,000 |
$0 | $0 |
| Black or African American |
62 | $35,603,000 |
$574,000 | $1,680,000 |
$2,000 | $79,000 |
| Hispanic |
112 | $53,780,000 |
$480,000 | $1,350,000 |
$3,000 | $81,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $1,540,000 |
$385,000 | $500,000 |
$0 | $0 |
| Not applicable |
735 | $846,797,000 |
$1,152,000 | $9,480,000 |
$0 | $76,000 |
| Not Provided |
328 | $256,043,000 |
$780,000 | $19,200,000 |
$1,000 | $68,000 |
| White |
287 | $154,837,000 |
$539,000 | $4,950,000 |
$2,000 | $256,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,566 | $1,373,912,000 |
$877,000 | $19,200,000 |
$1,000 | $256,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
9 | $3,705,000 |
$411,000 | $775,000 |
$15,000 | $72,000 |
| Application Denied By Financial Institution |
427 | $392,402,000 |
$918,000 | $19,200,000 |
$2,000 | $256,000 |
| Application Withdrawn By Applicant |
25 | $21,646,000 |
$865,000 | $3,360,000 |
$0 | $0 |
| File Closed For Incompleteness |
274 | $271,083,000 |
$989,000 | $7,750,000 |
$0 | $68,000 |
| Loan Originated |
532 | $363,315,000 |
$682,000 | $9,480,000 |
$0 | $179,000 |
| Loan Purchased By The Institution |
299 | $321,761,000 |
$1,076,000 | $5,813,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for IMPERIAL CAPITAL BANK by:
Metropolitan Area And
County
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