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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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IMPERIAL LENDING
Mortgage Loans and Application Details
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| Mortgage Company Name |
IMPERIAL LENDING |
| Address | 4352 TRAIL BOSS DRIVE
CASTLE ROCK, CO 80104 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,305 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $240,372,000 |
| Average Mortgage Loan Amount Applied For | $182,518 |
| Highest Mortgage Loan Amount Applied For | $1,810,000 |
| Average Applicant Income | $82,474 |
| Highest Applicant Income | $2,100,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
136 | $23,685,000 |
$174,000 | $1,476,000 |
$94,000 | $1,593,000 |
| Refinancing |
1,169 | $216,687,000 |
$185,000 | $1,810,000 |
$81,000 | $2,100,000 |
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| American Indian or Alaskan Native |
5 | $758,000 |
$151,000 | $413,000 |
$47,000 | $95,000 |
| Asian |
12 | $3,424,000 |
$285,000 | $1,070,000 |
$147,000 | $630,000 |
| Black or African American |
245 | $39,067,000 |
$159,000 | $1,362,000 |
$67,000 | $420,000 |
| Hispanic |
146 | $22,105,000 |
$151,000 | $648,000 |
$65,000 | $246,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $419,000 |
$209,000 | $326,000 |
$65,000 | $93,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
315 | $61,175,000 |
$194,000 | $1,476,000 |
$88,000 | $1,593,000 |
| White |
580 | $113,424,000 |
$195,000 | $1,810,000 |
$90,000 | $2,100,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,305 | $240,372,000 |
$184,000 | $1,810,000 |
$83,000 | $2,100,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
172 | $35,788,000 |
$208,000 | $1,810,000 |
$100,000 | $2,100,000 |
| Application Denied By Financial Institution |
320 | $64,613,000 |
$201,000 | $1,417,000 |
$94,000 | $756,000 |
| Application Withdrawn By Applicant |
208 | $40,353,000 |
$194,000 | $1,340,000 |
$91,000 | $1,593,000 |
| File Closed For Incompleteness |
40 | $7,898,000 |
$197,000 | $1,300,000 |
$76,000 | $420,000 |
| Loan Originated |
565 | $91,720,000 |
$162,000 | $975,000 |
$68,000 | $534,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
88 | $18,488,000 |
$210,000 | $840,000 |
$85,000 | $312,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
23 | $5,366,000 |
$233,000 | $553,000 |
$108,000 | $399,000 |
| Debt-To-Income Ratio |
19 | $3,313,000 |
$174,000 | $364,000 |
$76,000 | $246,000 |
| Employment History |
1 | $130,000 |
$130,000 | $130,000 |
$51,000 | $51,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
17 | $3,230,000 |
$190,000 | $553,000 |
$106,000 | $312,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
20 | $3,749,000 |
$187,000 | $623,000 |
$74,000 | $279,000 |
| Unverifiable Information |
1 | $144,000 |
$144,000 | $144,000 |
$71,000 | $71,000 |
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Mortgage Loan App Totals for IMPERIAL LENDING by:
Metropolitan Area And
County
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