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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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INDEPENDENCE BANK, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
INDEPENDENCE BANK, N.A. |
| Address | 13100 NORTHWEST FREEWAY SUITE 100
HOUSTON, TX 77040 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 48 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,280,000 |
| Average Mortgage Loan Amount Applied For | $150,000 |
| Highest Mortgage Loan Amount Applied For | $1,438,000 |
| Average Applicant Income | $214,666 |
| Highest Applicant Income | $1,557,000 |
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| Home Improvement |
6 | $533,000 |
$88,000 | $200,000 |
$95,000 | $306,000 |
| Home Purchase |
31 | $6,023,000 |
$194,000 | $1,438,000 |
$119,000 | $1,557,000 |
| Refinancing |
13 | $799,000 |
$61,000 | $75,000 |
$314,000 | $607,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $377,000 |
$125,000 | $162,000 |
$82,000 | $91,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $3,000 |
$3,000 | $3,000 |
$25,000 | $25,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
20 | $4,191,000 |
$209,000 | $1,438,000 |
$0 | $0 |
| Not Provided |
3 | $673,000 |
$224,000 | $500,000 |
$534,000 | $1,557,000 |
| White |
23 | $2,111,000 |
$91,000 | $316,000 |
$282,000 | $632,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
50 | $7,355,000 |
$147,000 | $1,438,000 |
$167,000 | $1,557,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
7 | $2,226,000 |
$318,000 | $1,438,000 |
$27,000 | $83,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
43 | $5,129,000 |
$119,000 | $377,000 |
$190,000 | $1,557,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for INDEPENDENCE BANK, N.A. by:
Metropolitan Area And
County
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