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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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INDEPENDENCE COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
INDEPENDENCE COMMUNITY BANK |
| Address | 195 MONTAGUE STREET
BROOKLYN, NY 11201 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 2,904 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,241,537,000 |
| Average Mortgage Loan Amount Applied For | $3,437,837 |
| Highest Mortgage Loan Amount Applied For | $80,000,000 |
| Average Applicant Income | $47,127 |
| Highest Applicant Income | $3,370,000 |
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| Home Improvement |
1,102 | $80,076,000 |
$88,000 | $750,000 |
$84,000 | $710,000 |
| Home Purchase |
582 | $895,712,000 |
$3,362,000 | $25,600,000 |
$26,111 | $3,370,000 |
| Refinancing |
1,220 | $1,265,749,000 |
$5,361,500 | $80,000,000 |
$17,200 | $1,300,000 |
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| American Indian or Alaskan Native |
26 | $2,391,000 |
$91,500 | $300,000 |
$108,000 | $605,000 |
| Asian |
135 | $16,382,000 |
$120,000 | $606,000 |
$97,500 | $575,000 |
| Black or African American |
159 | $16,493,000 |
$102,000 | $500,000 |
$80,500 | $280,000 |
| Hispanic |
315 | $34,872,000 |
$125,666 | $533,000 |
$86,000 | $710,000 |
| Native Hawaiin or Other Pacific Islander |
13 | $1,420,000 |
$111,000 | $300,000 |
$112,000 | $427,000 |
| Not applicable |
605 | $1,974,752,000 |
$5,617,000 | $80,000,000 |
$0 | $0 |
| Not Provided |
194 | $31,681,000 |
$145,333 | $3,000,000 |
$137,666 | $3,370,000 |
| White |
1,457 | $163,546,000 |
$186,000 | $800,000 |
$166,750 | $1,300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,904 | $2,241,537,000 |
$5,095,600 | $80,000,000 |
$20,500 | $3,370,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
315 | $167,253,000 |
$1,532,285 | $14,000,000 |
$25,285 | $603,000 |
| Application Denied By Financial Institution |
737 | $308,046,000 |
$4,007,888 | $22,000,000 |
$17,111 | $900,000 |
| Application Withdrawn By Applicant |
74 | $95,967,000 |
$5,423,600 | $22,200,000 |
$35,800 | $654,000 |
| File Closed For Incompleteness |
42 | $8,493,000 |
$182,333 | $738,000 |
$103,666 | $324,000 |
| Loan Originated |
1,736 | $1,661,778,000 |
$5,388,800 | $80,000,000 |
$23,200 | $3,370,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for INDEPENDENCE COMMUNITY BANK by:
Metropolitan Area And
County
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