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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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INDEPENDENCE NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
INDEPENDENCE NATIONAL BANK |
| Address | 500 E. WASHINGTON STREET
GREENVILLE, SC 29601 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 38 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,848,000 |
| Average Mortgage Loan Amount Applied For | $344,875 |
| Highest Mortgage Loan Amount Applied For | $1,078,000 |
| Average Applicant Income | $132,625 |
| Highest Applicant Income | $538,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
14 | $3,616,000 |
$258,000 | $1,050,000 |
$103,000 | $538,000 |
| Refinancing |
24 | $5,232,000 |
$218,000 | $1,078,000 |
$97,000 | $538,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $1,337,000 |
$334,000 | $990,000 |
$180,000 | $472,000 |
| Black or African American |
6 | $641,000 |
$106,000 | $144,000 |
$106,000 | $264,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
1 | $89,000 |
$89,000 | $89,000 |
$56,000 | $56,000 |
| Not applicable |
12 | $2,725,000 |
$227,000 | $600,000 |
$0 | $0 |
| Not Provided |
2 | $44,000 |
$22,000 | $30,000 |
$42,000 | $63,000 |
| White |
13 | $4,012,000 |
$308,000 | $1,078,000 |
$176,000 | $538,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
38 | $8,848,000 |
$232,000 | $1,078,000 |
$99,000 | $538,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $489,000 |
$69,000 | $144,000 |
$48,000 | $90,000 |
| Application Withdrawn By Applicant |
6 | $1,001,000 |
$166,000 | $587,000 |
$48,000 | $77,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
25 | $7,358,000 |
$294,000 | $1,078,000 |
$126,000 | $538,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $180,000 |
$90,000 | $144,000 |
$45,000 | $71,000 |
| Debt-To-Income Ratio |
5 | $309,000 |
$61,000 | $120,000 |
$49,000 | $90,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for INDEPENDENCE NATIONAL BANK by:
Metropolitan Area And
County
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