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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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INDEPENDENT FARMERS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
INDEPENDENT FARMERS BANK |
| Address | 201 W. MAIN
MAYSVILLE, MO 64469-0128 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 86 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,253,000 |
| Average Mortgage Loan Amount Applied For | $69,875 |
| Highest Mortgage Loan Amount Applied For | $229,000 |
| Average Applicant Income | $51,375 |
| Highest Applicant Income | $125,000 |
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| Home Improvement |
10 | $285,000 |
$28,000 | $80,000 |
$49,000 | $96,000 |
| Home Purchase |
40 | $2,679,000 |
$66,000 | $171,000 |
$46,000 | $125,000 |
| Refinancing |
36 | $2,289,000 |
$63,000 | $229,000 |
$46,000 | $97,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
5 | $418,000 |
$83,000 | $140,000 |
$55,000 | $86,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
81 | $4,835,000 |
$59,000 | $229,000 |
$46,000 | $125,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
86 | $5,253,000 |
$61,000 | $229,000 |
$46,000 | $125,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $582,000 |
$58,000 | $150,000 |
$28,000 | $47,000 |
| Application Withdrawn By Applicant |
3 | $225,000 |
$75,000 | $110,000 |
$46,000 | $49,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
73 | $4,446,000 |
$60,000 | $229,000 |
$49,000 | $125,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $400,000 |
$50,000 | $150,000 |
$27,000 | $46,000 |
| Debt-To-Income Ratio |
1 | $81,000 |
$81,000 | $81,000 |
$21,000 | $21,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $101,000 |
$101,000 | $101,000 |
$47,000 | $47,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for INDEPENDENT FARMERS BANK by:
Metropolitan Area And
County
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