|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
INDUSTRIAL CENTRE FCU
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
INDUSTRIAL CENTRE FCU |
| Address | 4501 S DELAWARE DR
MUNCIE, IN 47302 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 60 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,344,000 |
| Average Mortgage Loan Amount Applied For | $46,571 |
| Highest Mortgage Loan Amount Applied For | $152,000 |
| Average Applicant Income | $38,000 |
| Highest Applicant Income | $95,000 |
|
|
|
| Home Improvement |
13 | $225,000 |
$17,000 | $61,000 |
$41,000 | $80,000 |
| Home Purchase |
24 | $922,000 |
$38,000 | $133,000 |
$41,000 | $95,000 |
| Refinancing |
23 | $1,197,000 |
$52,000 | $152,000 |
$37,000 | $71,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $28,000 |
$14,000 | $16,000 |
$61,000 | $95,000 |
| Hispanic |
3 | $41,000 |
$13,000 | $23,000 |
$47,000 | $60,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
55 | $2,275,000 |
$41,000 | $152,000 |
$38,000 | $86,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
60 | $2,344,000 |
$39,000 | $152,000 |
$39,000 | $95,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $61,000 |
$61,000 | $61,000 |
$53,000 | $53,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
59 | $2,283,000 |
$38,000 | $152,000 |
$39,000 | $95,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $61,000 |
$61,000 | $61,000 |
$53,000 | $53,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for INDUSTRIAL CENTRE FCU by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
