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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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INDUSTRIAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
INDUSTRIAL CREDIT UNION |
| Address | 3233 NORTHWEST AVENUE P O BOX 17
BELLINGHAM, WA 98225-1317 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 53 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,850,000 |
| Average Mortgage Loan Amount Applied For | $59,666 |
| Highest Mortgage Loan Amount Applied For | $334,000 |
| Average Applicant Income | $68,666 |
| Highest Applicant Income | $518,000 |
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| Home Improvement |
21 | $744,000 |
$35,000 | $100,000 |
$54,000 | $106,000 |
| Home Purchase |
15 | $1,879,000 |
$125,000 | $334,000 |
$101,000 | $518,000 |
| Refinancing |
17 | $1,227,000 |
$72,000 | $273,000 |
$53,000 | $124,000 |
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| American Indian or Alaskan Native |
1 | $55,000 |
$55,000 | $55,000 |
$48,000 | $48,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $14,000 |
$14,000 | $14,000 |
$55,000 | $55,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
51 | $3,781,000 |
$74,000 | $334,000 |
$68,000 | $518,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
53 | $3,850,000 |
$72,000 | $334,000 |
$67,000 | $518,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $40,000 |
$40,000 | $40,000 |
$66,000 | $66,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
52 | $3,810,000 |
$73,000 | $334,000 |
$67,000 | $518,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $40,000 |
$40,000 | $40,000 |
$66,000 | $66,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for INDUSTRIAL CREDIT UNION by:
Metropolitan Area And
County
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