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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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INDUSTRIAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
INDUSTRIAL CREDIT UNION |
| Address | ONE LIBERTY SQUARE
BOSTON, MA 02109 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 39 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,182,000 |
| Average Mortgage Loan Amount Applied For | $388,200 |
| Highest Mortgage Loan Amount Applied For | $1,120,000 |
| Average Applicant Income | $179,900 |
| Highest Applicant Income | $737,000 |
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| Home Improvement |
3 | $210,000 |
$70,000 | $125,000 |
$135,000 | $201,000 |
| Home Purchase |
17 | $5,567,000 |
$327,000 | $1,000,000 |
$154,000 | $737,000 |
| Refinancing |
19 | $6,405,000 |
$337,000 | $1,120,000 |
$121,000 | $265,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
39 | $12,182,000 |
$312,000 | $1,120,000 |
$136,000 | $737,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
39 | $12,182,000 |
$312,000 | $1,120,000 |
$136,000 | $737,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $280,000 |
$280,000 | $280,000 |
$30,000 | $30,000 |
| Application Withdrawn By Applicant |
4 | $1,190,000 |
$297,000 | $496,000 |
$107,000 | $151,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
34 | $10,712,000 |
$315,000 | $1,120,000 |
$143,000 | $737,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $280,000 |
$280,000 | $280,000 |
$30,000 | $30,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for INDUSTRIAL CREDIT UNION by:
Metropolitan Area And
County
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