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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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INDUSTRY STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
INDUSTRY STATE BANK |
| Address | P O BOX 66
INDUSTRY, TX 78944 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 32 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,078,000 |
| Average Mortgage Loan Amount Applied For | $101,666 |
| Highest Mortgage Loan Amount Applied For | $276,000 |
| Average Applicant Income | $63,444 |
| Highest Applicant Income | $338,000 |
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| Home Improvement |
5 | $298,000 |
$59,000 | $100,000 |
$60,000 | $117,000 |
| Home Purchase |
21 | $2,188,000 |
$104,000 | $276,000 |
$84,000 | $338,000 |
| Refinancing |
6 | $592,000 |
$98,000 | $200,000 |
$84,000 | $210,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $39,000 |
$39,000 | $39,000 |
$14,000 | $14,000 |
| Hispanic |
4 | $190,000 |
$47,000 | $69,000 |
$38,000 | $60,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
27 | $2,849,000 |
$105,000 | $276,000 |
$89,000 | $338,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
32 | $3,078,000 |
$96,000 | $276,000 |
$80,000 | $338,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $146,000 |
$73,000 | $105,000 |
$39,000 | $40,000 |
| Application Denied By Financial Institution |
3 | $239,000 |
$79,000 | $150,000 |
$45,000 | $64,000 |
| Application Withdrawn By Applicant |
1 | $179,000 |
$179,000 | $179,000 |
$106,000 | $106,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
26 | $2,514,000 |
$96,000 | $276,000 |
$87,000 | $338,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for INDUSTRY STATE BANK by:
Metropolitan Area And
County
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