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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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INDYMAC BANK, F.S.B.
Mortgage Loans and Application Details
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| Mortgage Company Name |
INDYMAC BANK, F.S.B. |
| Address | 888 EAST WALNUT ST
PASADENA, CA 91101 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 392,468 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $103,267,120,000 |
| Average Mortgage Loan Amount Applied For | $152,095 |
| Highest Mortgage Loan Amount Applied For | $9,999,000 |
| Average Applicant Income | $48,814 |
| Highest Applicant Income | $9,000,000 |
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| Home Improvement |
21,405 | $6,123,240,000 |
$286,000 | $9,000,000 |
$79,000 | $2,769,000 |
| Home Purchase |
186,467 | $44,941,858,000 |
$241,000 | $9,999,000 |
$75,000 | $9,000,000 |
| Refinancing |
185,617 | $52,405,772,000 |
$282,000 | $7,300,000 |
$58,000 | $6,300,000 |
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| American Indian or Alaskan Native |
841 | $203,026,000 |
$241,000 | $1,736,000 |
$97,000 | $3,776,000 |
| Asian |
13,261 | $4,104,720,000 |
$309,000 | $4,282,000 |
$119,000 | $1,632,000 |
| Black or African American |
28,671 | $5,921,024,000 |
$206,000 | $6,000,000 |
$86,000 | $6,000,000 |
| Hispanic |
66,831 | $15,228,689,000 |
$227,000 | $4,420,000 |
$89,000 | $6,130,000 |
| Native Hawaiin or Other Pacific Islander |
2,130 | $649,352,000 |
$304,000 | $7,833,000 |
$116,000 | $6,392,000 |
| Not applicable |
137,094 | $37,556,806,000 |
$273,000 | $4,975,000 |
$0 | $0 |
| Not Provided |
35,603 | $9,830,591,000 |
$276,000 | $9,999,000 |
$101,000 | $8,910,000 |
| White |
109,058 | $29,976,662,000 |
$274,000 | $9,999,000 |
$115,000 | $9,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
393,489 | $103,470,870,000 |
$262,000 | $9,999,000 |
$67,000 | $9,000,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
20,594 | $5,390,191,000 |
$261,000 | $5,200,000 |
$101,000 | $6,012,000 |
| Application Denied By Financial Institution |
76,802 | $20,809,551,000 |
$270,000 | $9,999,000 |
$112,000 | $9,000,000 |
| Application Withdrawn By Applicant |
3 | $2,938,000 |
$979,000 | $2,331,000 |
$513,000 | $1,200,000 |
| File Closed For Incompleteness |
829 | $210,249,000 |
$253,000 | $1,472,000 |
$96,000 | $1,176,000 |
| Loan Originated |
157,146 | $39,297,385,000 |
$250,000 | $9,213,000 |
$99,000 | $6,868,000 |
| Loan Purchased By The Institution |
137,094 | $37,556,806,000 |
$273,000 | $4,975,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
186 | $53,067,000 |
$285,000 | $1,500,000 |
$117,000 | $527,000 |
| Preapproval Denied by Financial Institution |
835 | $150,683,000 |
$180,000 | $1,236,000 |
$55,000 | $1,236,000 |
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| Collateral |
17,811 | $5,125,912,000 |
$287,000 | $9,000,000 |
$120,000 | $9,000,000 |
| Credit Application Incomplete |
21,940 | $6,137,220,000 |
$279,000 | $7,300,000 |
$116,000 | $8,910,000 |
| Credit History |
13,672 | $2,963,332,000 |
$216,000 | $6,000,000 |
$81,000 | $2,676,000 |
| Debt-To-Income Ratio |
4,792 | $1,360,080,000 |
$283,000 | $6,000,000 |
$105,000 | $1,500,000 |
| Employment History |
1,011 | $204,592,000 |
$202,000 | $1,750,000 |
$93,000 | $924,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3,838 | $1,326,593,000 |
$345,000 | $9,999,000 |
$138,000 | $2,400,000 |
| Mortgage Insurance Denied |
5 | $998,000 |
$199,000 | $564,000 |
$90,000 | $228,000 |
| Other |
4,932 | $1,331,814,000 |
$270,000 | $9,999,000 |
$121,000 | $5,100,000 |
| Unverifiable Information |
9,636 | $2,509,693,000 |
$260,000 | $4,345,000 |
$121,000 | $3,776,000 |
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Mortgage Loan App Totals for INDYMAC BANK, F.S.B. by:
Metropolitan Area And
County
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