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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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INLAND BANK AND TRUST
Mortgage Loans and Application Details
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| Mortgage Company Name |
INLAND BANK AND TRUST |
| Address | 2225 S. WOLF ROAD
HILLSIDE, IL 60162 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 134 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $42,306,000 |
| Average Mortgage Loan Amount Applied For | $249,888 |
| Highest Mortgage Loan Amount Applied For | $6,500,000 |
| Average Applicant Income | $129,222 |
| Highest Applicant Income | $507,000 |
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| Home Improvement |
15 | $716,000 |
$47,000 | $110,000 |
$68,000 | $150,000 |
| Home Purchase |
88 | $26,831,000 |
$304,000 | $2,600,000 |
$162,000 | $507,000 |
| Refinancing |
31 | $14,759,000 |
$476,000 | $6,500,000 |
$49,000 | $140,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $2,321,000 |
$580,000 | $1,317,000 |
$52,000 | $109,000 |
| Black or African American |
19 | $4,789,000 |
$252,000 | $2,400,000 |
$46,000 | $150,000 |
| Hispanic |
13 | $1,619,000 |
$124,000 | $250,000 |
$119,000 | $220,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $66,000 |
$66,000 | $66,000 |
$47,000 | $47,000 |
| Not applicable |
14 | $17,753,000 |
$1,268,000 | $6,500,000 |
$0 | $0 |
| Not Provided |
1 | $380,000 |
$380,000 | $380,000 |
$0 | $0 |
| White |
82 | $15,378,000 |
$187,000 | $2,316,000 |
$172,000 | $507,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
134 | $42,306,000 |
$315,000 | $6,500,000 |
$125,000 | $507,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $1,317,000 |
$1,317,000 | $1,317,000 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $6,161,000 |
$770,000 | $2,400,000 |
$27,000 | $91,000 |
| Application Withdrawn By Applicant |
18 | $3,534,000 |
$196,000 | $1,470,000 |
$176,000 | $507,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
107 | $31,294,000 |
$292,000 | $6,500,000 |
$125,000 | $485,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
1 | $2,400,000 |
$2,400,000 | $2,400,000 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
3 | $783,000 |
$261,000 | $380,000 |
$21,000 | $65,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $2,978,000 |
$744,000 | $2,316,000 |
$38,000 | $91,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for INLAND BANK AND TRUST by:
Metropolitan Area And
County
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