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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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INLAND NORTHWEST BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
INLAND NORTHWEST BANK |
| Address | WEST 421 RIVERSIDE
SPOKANE, WA 99201-0408 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 354 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $41,200,000 |
| Average Mortgage Loan Amount Applied For | $141,625 |
| Highest Mortgage Loan Amount Applied For | $1,212,000 |
| Average Applicant Income | $105,312 |
| Highest Applicant Income | $380,000 |
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| Home Improvement |
79 | $5,906,000 |
$74,000 | $500,000 |
$62,000 | $212,000 |
| Home Purchase |
208 | $25,683,000 |
$123,000 | $580,000 |
$75,000 | $380,000 |
| Refinancing |
73 | $9,966,000 |
$136,000 | $1,212,000 |
$64,000 | $370,000 |
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| American Indian or Alaskan Native |
2 | $417,000 |
$208,000 | $209,000 |
$83,000 | $90,000 |
| Asian |
4 | $526,000 |
$131,000 | $193,000 |
$29,000 | $57,000 |
| Black or African American |
1 | $6,000 |
$6,000 | $6,000 |
$18,000 | $18,000 |
| Hispanic |
8 | $593,000 |
$74,000 | $120,000 |
$32,000 | $43,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $567,000 |
$113,000 | $165,000 |
$0 | $0 |
| Not Provided |
25 | $1,777,000 |
$71,000 | $400,000 |
$49,000 | $154,000 |
| White |
315 | $37,669,000 |
$119,000 | $1,212,000 |
$75,000 | $380,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
326 | $36,437,000 |
$111,000 | $1,212,000 |
$70,000 | $370,000 |
| FHA-insured (Federal Housing Administration) |
25 | $3,439,000 |
$137,000 | $203,000 |
$70,000 | $380,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
9 | $1,679,000 |
$186,000 | $250,000 |
$60,000 | $122,000 |
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| Application Approved But Not Accepted |
24 | $1,917,000 |
$79,000 | $360,000 |
$56,000 | $201,000 |
| Application Denied By Financial Institution |
54 | $3,504,000 |
$64,000 | $355,000 |
$47,000 | $314,000 |
| Application Withdrawn By Applicant |
13 | $1,738,000 |
$133,000 | $560,000 |
$49,000 | $230,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
269 | $34,396,000 |
$127,000 | $1,212,000 |
$77,000 | $380,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
10 | $787,000 |
$78,000 | $280,000 |
$72,000 | $314,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
24 | $1,699,000 |
$70,000 | $355,000 |
$43,000 | $103,000 |
| Debt-To-Income Ratio |
16 | $823,000 |
$51,000 | $328,000 |
$41,000 | $102,000 |
| Employment History |
3 | $190,000 |
$63,000 | $110,000 |
$35,000 | $44,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for INLAND NORTHWEST BANK by:
Metropolitan Area And
County
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