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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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INNERGY LENDING LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
INNERGY LENDING LLC |
| Address | 11315 JOHNS CRREK PKWY SUITE 200
DULUTH, GA 30097 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2005 |
| All Data Years | 2005 |
| Total Number of Mortgage Loan Applications Processed | 30 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,210,000 |
| Average Mortgage Loan Amount Applied For | $181,428 |
| Highest Mortgage Loan Amount Applied For | $951,000 |
| Average Applicant Income | $68,500 |
| Highest Applicant Income | $144,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
11 | $2,189,000 |
$190,500 | $951,000 |
$76,500 | $138,000 |
| Refinancing |
23 | $3,661,000 |
$221,000 | $450,000 |
$68,800 | $144,000 |
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| American Indian or Alaskan Native |
2 | $312,000 |
$156,000 | $156,000 |
$132,000 | $132,000 |
| Asian |
1 | $160,000 |
$160,000 | $160,000 |
$50,000 | $50,000 |
| Black or African American |
1 | $120,000 |
$120,000 | $120,000 |
$85,000 | $85,000 |
| Hispanic |
2 | $1,151,000 |
$575,500 | $951,000 |
$113,500 | $144,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
13 | $2,043,000 |
$243,000 | $450,000 |
$60,000 | $90,000 |
| White |
15 | $2,064,000 |
$142,500 | $268,000 |
$46,000 | $138,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
33 | $5,717,000 |
$216,500 | $951,000 |
$69,166 | $144,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $133,000 |
$133,000 | $133,000 |
$23,000 | $23,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
15 | $2,868,000 |
$177,000 | $951,000 |
$70,800 | $144,000 |
| Application Withdrawn By Applicant |
16 | $2,577,000 |
$231,000 | $450,000 |
$53,250 | $94,000 |
| File Closed For Incompleteness |
3 | $405,000 |
$135,000 | $156,000 |
$82,000 | $132,000 |
| Loan Originated |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $300,000 |
$150,000 | $180,000 |
$64,000 | $68,000 |
| Debt-To-Income Ratio |
2 | $277,000 |
$138,000 | $155,000 |
$18,000 | $37,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
11 | $2,291,000 |
$181,200 | $951,000 |
$72,600 | $144,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for INNERGY LENDING LLC by:
Metropolitan Area And
County
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