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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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INTEGRITY BANK PLUS
Mortgage Loans and Application Details
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| Mortgage Company Name |
INTEGRITY BANK PLUS |
| Address | 726 MAIN ST PO BOX 119
WABASSO, MN 56293 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 24 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,221,000 |
| Average Mortgage Loan Amount Applied For | $114,285 |
| Highest Mortgage Loan Amount Applied For | $332,000 |
| Average Applicant Income | $39,142 |
| Highest Applicant Income | $145,000 |
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| Home Improvement |
5 | $313,000 |
$62,000 | $300,000 |
$34,000 | $89,000 |
| Home Purchase |
14 | $1,402,000 |
$100,000 | $332,000 |
$46,000 | $104,000 |
| Refinancing |
5 | $506,000 |
$101,000 | $215,000 |
$50,000 | $145,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $60,000 |
$60,000 | $60,000 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $386,000 |
$193,000 | $332,000 |
$0 | $0 |
| Not Provided |
7 | $432,000 |
$61,000 | $300,000 |
$31,000 | $89,000 |
| White |
14 | $1,343,000 |
$95,000 | $215,000 |
$60,000 | $145,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
24 | $2,221,000 |
$92,000 | $332,000 |
$44,000 | $145,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $172,000 |
$34,000 | $60,000 |
$12,000 | $18,000 |
| Application Withdrawn By Applicant |
2 | $480,000 |
$240,000 | $300,000 |
$95,000 | $101,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
17 | $1,569,000 |
$92,000 | $332,000 |
$48,000 | $145,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $65,000 |
$32,000 | $55,000 |
$13,000 | $15,000 |
| Debt-To-Income Ratio |
1 | $46,000 |
$46,000 | $46,000 |
$17,000 | $17,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $61,000 |
$30,000 | $60,000 |
$9,000 | $18,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for INTEGRITY BANK PLUS by:
Metropolitan Area And
County
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