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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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INTEGRITY BANK & TRUST
Mortgage Loans and Application Details
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| Mortgage Company Name |
INTEGRITY BANK & TRUST |
| Address | 5550 POWERS CENTER POINT
COLORADO SPRINGS, CO 80920 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 13 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,341,000 |
| Average Mortgage Loan Amount Applied For | $257,000 |
| Highest Mortgage Loan Amount Applied For | $500,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $150,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
10 | $2,327,000 |
$232,000 | $500,000 |
$43,000 | $114,000 |
| Refinancing |
3 | $1,014,000 |
$338,000 | $500,000 |
$111,000 | $150,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
13 | $3,341,000 |
$257,000 | $500,000 |
$58,000 | $150,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
13 | $3,341,000 |
$257,000 | $500,000 |
$58,000 | $150,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $500,000 |
$500,000 | $500,000 |
$111,000 | $111,000 |
| Application Denied By Financial Institution |
5 | $1,253,000 |
$250,000 | $352,000 |
$91,000 | $150,000 |
| Application Withdrawn By Applicant |
1 | $42,000 |
$42,000 | $42,000 |
$23,000 | $23,000 |
| File Closed For Incompleteness |
1 | $500,000 |
$500,000 | $500,000 |
$96,000 | $96,000 |
| Loan Originated |
5 | $1,046,000 |
$209,000 | $369,000 |
$15,000 | $49,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $637,000 |
$212,000 | $275,000 |
$105,000 | $150,000 |
| Debt-To-Income Ratio |
2 | $616,000 |
$308,000 | $352,000 |
$71,000 | $74,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for INTEGRITY BANK & TRUST by:
Metropolitan Area And
County
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