|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
INTEGRUS MORTGAGE, LLC
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
INTEGRUS MORTGAGE, LLC |
| Address | 4001 PRESIDENTIAL PARKWAY STE 1200
ATLANTA, GA 30340 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2004 |
| All Data Years | 2004 |
| Total Number of Mortgage Loan Applications Processed | 1,003 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $151,603,000 |
| Average Mortgage Loan Amount Applied For | $141,663 |
| Highest Mortgage Loan Amount Applied For | $1,196,000 |
| Average Applicant Income | $75,858 |
| Highest Applicant Income | $1,800,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
532 | $76,604,000 |
$146,818 | $1,196,000 |
$64,363 | $787,000 |
| Refinancing |
471 | $74,999,000 |
$142,157 | $728,000 |
$76,789 | $1,800,000 |
|
|
| American Indian or Alaskan Native |
9 | $954,000 |
$94,500 | $219,000 |
$49,000 | $130,000 |
| Asian |
25 | $3,903,000 |
$164,333 | $620,000 |
$74,500 | $170,000 |
| Black or African American |
125 | $18,718,000 |
$178,200 | $1,196,000 |
$91,400 | $787,000 |
| Hispanic |
33 | $4,843,000 |
$150,000 | $634,000 |
$65,142 | $196,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $211,000 |
$85,000 | $130,000 |
$53,000 | $68,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
377 | $62,170,000 |
$154,952 | $800,000 |
$67,619 | $429,000 |
| White |
431 | $60,804,000 |
$135,761 | $634,000 |
$72,476 | $1,800,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
986 | $148,959,000 |
$146,250 | $1,196,000 |
$70,791 | $1,800,000 |
| FHA-insured (Federal Housing Administration) |
14 | $2,168,000 |
$117,750 | $228,000 |
$49,250 | $80,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $180,000 |
$180,000 | $180,000 |
$102,000 | $102,000 |
| VA-guaranteed (Veterans Administration) |
2 | $296,000 |
$148,000 | $158,000 |
$50,000 | $58,000 |
|
|
| Application Approved But Not Accepted |
16 | $2,574,000 |
$178,875 | $345,000 |
$63,875 | $132,000 |
| Application Denied By Financial Institution |
203 | $26,432,000 |
$114,937 | $490,000 |
$64,687 | $244,000 |
| Application Withdrawn By Applicant |
527 | $79,228,000 |
$145,750 | $1,196,000 |
$72,250 | $1,800,000 |
| File Closed For Incompleteness |
55 | $8,348,000 |
$151,538 | $526,000 |
$60,692 | $240,000 |
| Loan Originated |
202 | $35,021,000 |
$160,000 | $728,000 |
$81,800 | $355,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
40 | $4,769,000 |
$95,333 | $311,000 |
$56,583 | $128,000 |
| Credit Application Incomplete |
5 | $613,000 |
$123,333 | $154,000 |
$97,666 | $192,000 |
| Credit History |
29 | $3,998,000 |
$143,375 | $480,000 |
$58,500 | $204,000 |
| Debt-To-Income Ratio |
42 | $5,909,000 |
$143,000 | $350,000 |
$69,571 | $180,000 |
| Employment History |
10 | $1,054,000 |
$103,000 | $136,000 |
$73,500 | $149,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
7 | $735,000 |
$132,500 | $172,000 |
$39,500 | $90,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
35 | $5,112,000 |
$170,900 | $490,000 |
$84,900 | $244,000 |
| Unverifiable Information |
30 | $3,712,000 |
$119,833 | $334,000 |
$53,500 | $150,000 |
|
Mortgage Loan App Totals for INTEGRUS MORTGAGE, LLC by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
