|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
INTER MOUNTAIN MORTGAGE
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
INTER MOUNTAIN MORTGAGE |
| Address | 1740 GILLETTE ROAD
POMONA, CA 91768 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,506 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $386,224,000 |
| Average Mortgage Loan Amount Applied For | $256,878 |
| Highest Mortgage Loan Amount Applied For | $1,387,000 |
| Average Applicant Income | $117,073 |
| Highest Applicant Income | $1,918,000 |
|
|
|
| Home Improvement |
1 | $120,000 |
$120,000 | $120,000 |
$132,000 | $132,000 |
| Home Purchase |
730 | $172,392,000 |
$236,000 | $1,000,000 |
$118,000 | $1,918,000 |
| Refinancing |
795 | $217,631,000 |
$273,000 | $1,387,000 |
$93,000 | $588,000 |
|
|
| American Indian or Alaskan Native |
6 | $1,500,000 |
$250,000 | $516,000 |
$410,000 | $1,918,000 |
| Asian |
49 | $15,587,000 |
$318,000 | $840,000 |
$158,000 | $496,000 |
| Black or African American |
144 | $38,272,000 |
$265,000 | $796,000 |
$144,000 | $750,000 |
| Hispanic |
948 | $233,819,000 |
$246,000 | $1,000,000 |
$99,000 | $631,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $1,438,000 |
$287,000 | $437,000 |
$90,000 | $146,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
201 | $53,730,000 |
$267,000 | $1,387,000 |
$79,000 | $588,000 |
| White |
173 | $45,797,000 |
$264,000 | $928,000 |
$109,000 | $742,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,444 | $375,862,000 |
$260,000 | $1,387,000 |
$108,000 | $1,918,000 |
| FHA-insured (Federal Housing Administration) |
81 | $13,940,000 |
$172,000 | $367,000 |
$43,000 | $229,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $341,000 |
$341,000 | $341,000 |
$99,000 | $99,000 |
|
|
| Application Approved But Not Accepted |
457 | $115,544,000 |
$252,000 | $840,000 |
$107,000 | $750,000 |
| Application Denied By Financial Institution |
63 | $17,065,000 |
$270,000 | $788,000 |
$118,000 | $350,000 |
| Application Withdrawn By Applicant |
163 | $41,508,000 |
$254,000 | $960,000 |
$82,000 | $742,000 |
| File Closed For Incompleteness |
283 | $73,414,000 |
$259,000 | $1,000,000 |
$107,000 | $517,000 |
| Loan Originated |
560 | $142,612,000 |
$254,000 | $1,387,000 |
$107,000 | $1,918,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
5 | $735,000 |
$147,000 | $214,000 |
$52,000 | $73,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $1,851,000 |
$231,000 | $450,000 |
$55,000 | $132,000 |
| Debt-To-Income Ratio |
7 | $2,706,000 |
$386,000 | $690,000 |
$103,000 | $248,000 |
| Employment History |
3 | $865,000 |
$288,000 | $390,000 |
$117,000 | $129,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $697,000 |
$232,000 | $325,000 |
$102,000 | $120,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
9 | $1,996,000 |
$221,000 | $464,000 |
$151,000 | $330,000 |
| Unverifiable Information |
8 | $2,606,000 |
$325,000 | $788,000 |
$144,000 | $216,000 |
|
Mortgage Loan App Totals for INTER MOUNTAIN MORTGAGE by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
