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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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INTERMOUNTAIN MORTGAGE COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
INTERMOUNTAIN MORTGAGE COMPANY |
| Address | 2029 SIDEWINDER DRIVE #200
PARK CITY, UT 84060 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 480 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $112,243,000 |
| Average Mortgage Loan Amount Applied For | $219,414 |
| Highest Mortgage Loan Amount Applied For | $2,840,000 |
| Average Applicant Income | $124,634 |
| Highest Applicant Income | $2,162,000 |
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| Home Improvement |
1 | $160,000 |
$160,000 | $160,000 |
$120,000 | $120,000 |
| Home Purchase |
351 | $76,349,000 |
$217,000 | $2,840,000 |
$176,000 | $2,162,000 |
| Refinancing |
129 | $36,274,000 |
$281,000 | $2,800,000 |
$125,000 | $720,000 |
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| American Indian or Alaskan Native |
2 | $500,000 |
$250,000 | $400,000 |
$120,000 | $120,000 |
| Asian |
10 | $1,122,000 |
$112,000 | $278,000 |
$151,000 | $240,000 |
| Black or African American |
11 | $910,000 |
$82,000 | $140,000 |
$78,000 | $240,000 |
| Hispanic |
47 | $6,006,000 |
$127,000 | $448,000 |
$53,000 | $180,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $727,000 |
$145,000 | $284,000 |
$65,000 | $102,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
10 | $2,767,000 |
$276,000 | $975,000 |
$163,000 | $597,000 |
| White |
396 | $100,751,000 |
$254,000 | $2,840,000 |
$179,000 | $2,162,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
479 | $112,642,000 |
$235,000 | $2,840,000 |
$162,000 | $2,162,000 |
| FHA-insured (Federal Housing Administration) |
2 | $141,000 |
$70,000 | $113,000 |
$216,000 | $216,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
211 | $37,216,000 |
$176,000 | $2,800,000 |
$123,000 | $1,200,000 |
| Application Denied By Financial Institution |
110 | $29,693,000 |
$269,000 | $1,935,000 |
$118,000 | $1,218,000 |
| Application Withdrawn By Applicant |
134 | $41,476,000 |
$309,000 | $2,840,000 |
$235,000 | $2,162,000 |
| File Closed For Incompleteness |
15 | $2,456,000 |
$163,000 | $400,000 |
$93,000 | $180,000 |
| Loan Originated |
11 | $1,942,000 |
$176,000 | $400,000 |
$549,000 | $1,218,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
9 | $1,709,000 |
$189,000 | $750,000 |
$114,000 | $263,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
43 | $11,054,000 |
$257,000 | $1,350,000 |
$106,000 | $360,000 |
| Debt-To-Income Ratio |
3 | $2,394,000 |
$798,000 | $1,935,000 |
$180,000 | $375,000 |
| Employment History |
2 | $379,000 |
$189,000 | $196,000 |
$26,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $2,016,000 |
$504,000 | $1,740,000 |
$166,000 | $445,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $850,000 |
$170,000 | $260,000 |
$206,000 | $405,000 |
| Unverifiable Information |
4 | $885,000 |
$221,000 | $455,000 |
$81,000 | $120,000 |
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Mortgage Loan App Totals for INTERMOUNTAIN MORTGAGE COMPANY by:
Metropolitan Area And
County
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