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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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INWOOD NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
INWOOD NATIONAL BANK |
| Address | 7621 INWOOD ROAD
DALLAS, TX 75209 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 197 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $49,711,000 |
| Average Mortgage Loan Amount Applied For | $394,210 |
| Highest Mortgage Loan Amount Applied For | $3,650,000 |
| Average Applicant Income | $246,842 |
| Highest Applicant Income | $3,849,000 |
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| Home Improvement |
84 | $4,506,000 |
$53,000 | $1,779,000 |
$118,000 | $1,360,000 |
| Home Purchase |
100 | $40,659,000 |
$406,000 | $3,650,000 |
$290,000 | $3,849,000 |
| Refinancing |
13 | $4,546,000 |
$349,000 | $2,500,000 |
$314,000 | $1,569,000 |
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| American Indian or Alaskan Native |
1 | $35,000 |
$35,000 | $35,000 |
$266,000 | $266,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
20 | $1,145,000 |
$57,000 | $241,000 |
$55,000 | $201,000 |
| Hispanic |
13 | $643,000 |
$49,000 | $114,000 |
$40,000 | $66,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
38 | $19,445,000 |
$511,000 | $3,650,000 |
$19,000 | $730,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
125 | $28,443,000 |
$227,000 | $2,500,000 |
$323,000 | $3,849,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
197 | $49,711,000 |
$252,000 | $3,650,000 |
$218,000 | $3,849,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $1,208,000 |
$302,000 | $930,000 |
$394,000 | $687,000 |
| Application Denied By Financial Institution |
29 | $682,000 |
$23,000 | $114,000 |
$42,000 | $108,000 |
| Application Withdrawn By Applicant |
2 | $1,124,000 |
$562,000 | $1,070,000 |
$376,000 | $687,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
162 | $46,697,000 |
$288,000 | $3,650,000 |
$244,000 | $3,849,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $40,000 |
$40,000 | $40,000 |
$23,000 | $23,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
13 | $348,000 |
$26,000 | $114,000 |
$44,000 | $108,000 |
| Debt-To-Income Ratio |
15 | $294,000 |
$19,000 | $90,000 |
$41,000 | $79,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for INWOOD NATIONAL BANK by:
Metropolitan Area And
County
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