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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ION CAPITAL INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
ION CAPITAL INC |
| Address | 485 METRO PLACE S SUITE 300
DUBLIN, OH 43017 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 369 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $60,678,000 |
| Average Mortgage Loan Amount Applied For | $177,911 |
| Highest Mortgage Loan Amount Applied For | $1,475,000 |
| Average Applicant Income | $94,672 |
| Highest Applicant Income | $1,104,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
197 | $32,185,000 |
$163,000 | $1,475,000 |
$92,000 | $615,000 |
| Refinancing |
172 | $28,493,000 |
$165,000 | $900,000 |
$90,000 | $1,104,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $827,000 |
$275,000 | $578,000 |
$111,000 | $235,000 |
| Black or African American |
45 | $7,476,000 |
$166,000 | $775,000 |
$71,000 | $317,000 |
| Hispanic |
7 | $913,000 |
$130,000 | $278,000 |
$52,000 | $84,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $161,000 |
$161,000 | $161,000 |
$82,000 | $82,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
44 | $9,746,000 |
$221,000 | $1,475,000 |
$82,000 | $615,000 |
| White |
269 | $41,555,000 |
$154,000 | $990,000 |
$97,000 | $1,104,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
369 | $60,678,000 |
$164,000 | $1,475,000 |
$91,000 | $1,104,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $656,000 |
$218,000 | $358,000 |
$143,000 | $192,000 |
| Application Denied By Financial Institution |
75 | $13,096,000 |
$174,000 | $1,475,000 |
$124,000 | $1,104,000 |
| Application Withdrawn By Applicant |
104 | $17,196,000 |
$165,000 | $990,000 |
$78,000 | $336,000 |
| File Closed For Incompleteness |
15 | $2,385,000 |
$159,000 | $347,000 |
$95,000 | $156,000 |
| Loan Originated |
172 | $27,345,000 |
$158,000 | $815,000 |
$84,000 | $493,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
7 | $532,000 |
$76,000 | $118,000 |
$135,000 | $551,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
15 | $2,054,000 |
$136,000 | $440,000 |
$58,000 | $156,000 |
| Debt-To-Income Ratio |
17 | $2,929,000 |
$172,000 | $742,000 |
$59,000 | $144,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
35 | $6,839,000 |
$195,000 | $1,475,000 |
$182,000 | $1,104,000 |
| Unverifiable Information |
1 | $742,000 |
$742,000 | $742,000 |
$106,000 | $106,000 |
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Mortgage Loan App Totals for ION CAPITAL INC by:
Metropolitan Area And
County
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