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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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IOWA SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
IOWA SAVINGS BANK |
| Address | 510 WEST US HIGHWAY 30, P.O. BOX 967
CARROLL, IA 51401 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 137 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,535,000 |
| Average Mortgage Loan Amount Applied For | $136,214 |
| Highest Mortgage Loan Amount Applied For | $607,000 |
| Average Applicant Income | $77,785 |
| Highest Applicant Income | $266,000 |
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| Home Improvement |
44 | $1,394,000 |
$31,000 | $111,000 |
$53,000 | $152,000 |
| Home Purchase |
55 | $5,864,000 |
$106,000 | $607,000 |
$64,000 | $266,000 |
| Refinancing |
38 | $2,277,000 |
$59,000 | $454,000 |
$52,000 | $219,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $45,000 |
$45,000 | $45,000 |
$26,000 | $26,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $590,000 |
$98,000 | $454,000 |
$53,000 | $219,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
130 | $8,900,000 |
$68,000 | $607,000 |
$57,000 | $266,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
130 | $8,755,000 |
$67,000 | $607,000 |
$57,000 | $266,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
7 | $780,000 |
$111,000 | $455,000 |
$60,000 | $200,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $475,000 |
$95,000 | $172,000 |
$67,000 | $100,000 |
| Application Denied By Financial Institution |
13 | $871,000 |
$67,000 | $192,000 |
$28,000 | $53,000 |
| Application Withdrawn By Applicant |
4 | $336,000 |
$84,000 | $120,000 |
$56,000 | $92,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
115 | $7,853,000 |
$68,000 | $607,000 |
$60,000 | $266,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for IOWA SAVINGS BANK by:
Metropolitan Area And
County
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