|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
IRELAND BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
IRELAND BANK |
| Address | 2715 POLELINE ROAD
POCATELLO, ID 83201 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 189 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $18,062,000 |
| Average Mortgage Loan Amount Applied For | $103,823 |
| Highest Mortgage Loan Amount Applied For | $598,000 |
| Average Applicant Income | $70,882 |
| Highest Applicant Income | $912,000 |
|
|
|
| Home Improvement |
28 | $580,000 |
$20,000 | $120,000 |
$47,000 | $108,000 |
| Home Purchase |
173 | $17,307,000 |
$100,000 | $598,000 |
$47,000 | $844,000 |
| Refinancing |
34 | $4,307,000 |
$126,000 | $422,000 |
$83,000 | $912,000 |
|
|
| American Indian or Alaskan Native |
1 | $88,000 |
$88,000 | $88,000 |
$70,000 | $70,000 |
| Asian |
1 | $83,000 |
$83,000 | $83,000 |
$155,000 | $155,000 |
| Black or African American |
1 | $85,000 |
$85,000 | $85,000 |
$51,000 | $51,000 |
| Hispanic |
13 | $1,016,000 |
$78,000 | $167,000 |
$40,000 | $98,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $1,859,000 |
$206,000 | $598,000 |
$0 | $0 |
| Not Provided |
20 | $2,026,000 |
$101,000 | $202,000 |
$51,000 | $125,000 |
| White |
190 | $17,037,000 |
$89,000 | $422,000 |
$55,000 | $912,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
179 | $17,014,000 |
$95,000 | $598,000 |
$58,000 | $912,000 |
| FHA-insured (Federal Housing Administration) |
33 | $2,885,000 |
$87,000 | $148,000 |
$31,000 | $84,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
23 | $2,295,000 |
$99,000 | $167,000 |
$35,000 | $64,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
15 | $2,205,000 |
$147,000 | $300,000 |
$75,000 | $336,000 |
| Application Denied By Financial Institution |
17 | $1,140,000 |
$67,000 | $204,000 |
$42,000 | $104,000 |
| Application Withdrawn By Applicant |
5 | $291,000 |
$58,000 | $100,000 |
$27,000 | $59,000 |
| File Closed For Incompleteness |
1 | $120,000 |
$120,000 | $120,000 |
$23,000 | $23,000 |
| Loan Originated |
154 | $14,499,000 |
$94,000 | $598,000 |
$57,000 | $912,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
33 | $3,079,000 |
$93,000 | $200,000 |
$40,000 | $94,000 |
| Preapproval Denied by Financial Institution |
10 | $860,000 |
$86,000 | $200,000 |
$25,000 | $36,000 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for IRELAND BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
