|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
IRWIN UNION BANK FSB
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
IRWIN UNION BANK FSB |
| Address | 500 WASHINGTON ST
COLUMBUS, IN 47201 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 76 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $59,393,000 |
| Average Mortgage Loan Amount Applied For | $508,111 |
| Highest Mortgage Loan Amount Applied For | $10,925,000 |
| Average Applicant Income | $191,388 |
| Highest Applicant Income | $1,742,000 |
|
|
|
| Home Improvement |
3 | $930,000 |
$310,000 | $900,000 |
$28,000 | $53,000 |
| Home Purchase |
37 | $41,679,000 |
$1,126,000 | $10,925,000 |
$299,000 | $1,742,000 |
| Refinancing |
37 | $17,899,000 |
$483,000 | $7,900,000 |
$189,000 | $1,050,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $776,000 |
$194,000 | $360,000 |
$120,000 | $194,000 |
| Hispanic |
2 | $449,000 |
$224,000 | $361,000 |
$106,000 | $130,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
21 | $46,729,000 |
$2,225,000 | $10,925,000 |
$0 | $0 |
| Not Provided |
8 | $2,271,000 |
$283,000 | $1,115,000 |
$600,000 | $1,742,000 |
| White |
42 | $10,283,000 |
$244,000 | $1,200,000 |
$301,000 | $1,742,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
77 | $60,508,000 |
$785,000 | $10,925,000 |
$236,000 | $1,742,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $1,015,000 |
$253,000 | $600,000 |
$95,000 | $144,000 |
| Application Withdrawn By Applicant |
6 | $1,391,000 |
$231,000 | $560,000 |
$204,000 | $876,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
66 | $56,987,000 |
$863,000 | $10,925,000 |
$248,000 | $1,742,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $1,115,000 |
$1,115,000 | $1,115,000 |
$133,000 | $133,000 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $2,020,000 |
$505,000 | $1,115,000 |
$92,000 | $133,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $110,000 |
$110,000 | $110,000 |
$144,000 | $144,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for IRWIN UNION BANK FSB by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
