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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ISB COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ISB COMMUNITY BANK |
| Address | W1195 MARIETTA
IXONIA, WI 53036 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 106 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,877,000 |
| Average Mortgage Loan Amount Applied For | $190,800 |
| Highest Mortgage Loan Amount Applied For | $3,100,000 |
| Average Applicant Income | $100,000 |
| Highest Applicant Income | $4,260,000 |
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| Home Improvement |
11 | $635,000 |
$57,000 | $200,000 |
$58,000 | $123,000 |
| Home Purchase |
60 | $10,528,000 |
$175,000 | $893,000 |
$206,000 | $4,260,000 |
| Refinancing |
39 | $10,259,000 |
$263,000 | $3,100,000 |
$81,000 | $479,000 |
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| American Indian or Alaskan Native |
1 | $150,000 |
$150,000 | $150,000 |
$30,000 | $30,000 |
| Asian |
1 | $73,000 |
$73,000 | $73,000 |
$23,000 | $23,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
4 | $600,000 |
$150,000 | $417,000 |
$93,000 | $240,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $5,171,000 |
$574,000 | $3,100,000 |
$0 | $0 |
| Not Provided |
4 | $462,000 |
$115,000 | $235,000 |
$39,000 | $49,000 |
| White |
91 | $14,966,000 |
$164,000 | $2,101,000 |
$171,000 | $4,260,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
109 | $21,325,000 |
$195,000 | $3,100,000 |
$148,000 | $4,260,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $97,000 |
$97,000 | $97,000 |
$37,000 | $37,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $653,000 |
$326,000 | $455,000 |
$78,000 | $83,000 |
| Application Denied By Financial Institution |
9 | $1,031,000 |
$114,000 | $450,000 |
$27,000 | $56,000 |
| Application Withdrawn By Applicant |
3 | $344,000 |
$114,000 | $145,000 |
$37,000 | $76,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
92 | $18,849,000 |
$204,000 | $3,100,000 |
$168,000 | $4,260,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
4 | $545,000 |
$136,000 | $235,000 |
$36,000 | $49,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ISB COMMUNITY BANK by:
Metropolitan Area And
County
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