|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
ISPFCU
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
ISPFCU |
| Address | 3000 S 6TH STREET
SPRINGFIELD, IL 62703 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 163 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,761,000 |
| Average Mortgage Loan Amount Applied For | $66,422 |
| Highest Mortgage Loan Amount Applied For | $386,000 |
| Average Applicant Income | $89,800 |
| Highest Applicant Income | $219,000 |
|
|
|
| Home Improvement |
120 | $4,833,000 |
$40,000 | $200,000 |
$89,000 | $219,000 |
| Home Purchase |
24 | $2,706,000 |
$112,000 | $275,000 |
$62,000 | $100,000 |
| Refinancing |
19 | $2,222,000 |
$116,000 | $386,000 |
$77,000 | $156,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $145,000 |
$72,000 | $135,000 |
$86,000 | $86,000 |
| Black or African American |
8 | $604,000 |
$75,000 | $159,000 |
$55,000 | $90,000 |
| Hispanic |
2 | $56,000 |
$28,000 | $30,000 |
$131,000 | $171,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
151 | $8,956,000 |
$59,000 | $386,000 |
$84,000 | $219,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
163 | $9,761,000 |
$59,000 | $386,000 |
$83,000 | $219,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $393,000 |
$196,000 | $275,000 |
$73,000 | $96,000 |
| Application Withdrawn By Applicant |
2 | $238,000 |
$119,000 | $190,000 |
$66,000 | $80,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
159 | $9,130,000 |
$57,000 | $386,000 |
$84,000 | $219,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $275,000 |
$275,000 | $275,000 |
$96,000 | $96,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $118,000 |
$118,000 | $118,000 |
$50,000 | $50,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for ISPFCU by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
