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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ITASCA BANK & TRUST
Mortgage Loans and Application Details
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| Mortgage Company Name |
ITASCA BANK & TRUST |
| Address | 308 W. IRVING PARK RD.
ITASCA, IL 60143 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 52 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,276,000 |
| Average Mortgage Loan Amount Applied For | $537,400 |
| Highest Mortgage Loan Amount Applied For | $1,865,000 |
| Average Applicant Income | $25,000 |
| Highest Applicant Income | $300,000 |
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| Home Improvement |
32 | $14,023,000 |
$438,000 | $1,865,000 |
$2,000 | $90,000 |
| Home Purchase |
11 | $3,288,000 |
$298,000 | $1,000,000 |
$64,000 | $300,000 |
| Refinancing |
9 | $2,965,000 |
$329,000 | $900,000 |
$100,000 | $204,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $137,000 |
$137,000 | $137,000 |
$90,000 | $90,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
36 | $15,594,000 |
$433,000 | $1,865,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
15 | $4,545,000 |
$303,000 | $1,000,000 |
$107,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
52 | $20,276,000 |
$389,000 | $1,865,000 |
$32,000 | $300,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $1,385,000 |
$692,000 | $825,000 |
$202,000 | $204,000 |
| Application Denied By Financial Institution |
1 | $137,000 |
$137,000 | $137,000 |
$90,000 | $90,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
49 | $18,754,000 |
$382,000 | $1,865,000 |
$24,000 | $300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $137,000 |
$137,000 | $137,000 |
$90,000 | $90,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ITASCA BANK & TRUST by:
Metropolitan Area And
County
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